Online dating sites - will they show on my credit file?

[Deleted User]

I'm not sure if this is better posted here or on the relationships forum...

I've been thinking for a while about signing up for an online dating site but I'm in the middle of a mortgage application and I don't want to do anything that could jeopardise it. I'm trying to find out whether the membership fees would be treated as a credit account and would show up as new credit on my credit file, and no one seems to be able to give me an answer, so I'm hoping someone on here can help!

I emailed eHarmony twice and got no response. When I called them the person on the other end of the phone didn't seem to understand the question. Usually there's an option of paying monthly instalments or make one payment for say 12 months' membership. I asked whether if I just made one payment it would count as credit (which would seem odd) but she said yes. I think she thought I was asking whether it would show up on my bank statement (probably thought I was cheating on a partner or something).

Is there anyone with experience of this who can shed any light on the subject?

Thanks!

MrSilk

In short, no. It is not a credit account, and would not show on your credit file. Happy dating

[Deleted User]

Thank you! I didn't think it would, but wanted to double check and I can't believe eHarmony have so much trouble answering my question!