work credit card

poppin_2

I wa refused for the platinum capital one card - 4% cash back, not really sure as have never had a credit card before so cant have bad rating.
Looked at the american express 3% cash back, but need to earn £20,000 to qualify which i dont, so cant for that one.
What would be the next best thing for me,seems all the others i can find only offer 1% max.

jonesMUFCforever

As has been advised previously I would go for the Egg money.

LittleVoice

poppin wrote: »

I wa refused for the platinum capital one card - 4% cash back, not really sure as have never had a credit card before so cant have bad rating.

Problem is, you probably don't have a good rating either - because you don't have much of a credit history to check.

Once you have a credit card, you will start improving on that rating.

poppin_2

applied for as suggested and accepted for the egg money card, with the 1% cash back. upon setting up the debit card part I selected to pay off balance in full, on the 28th, does this mean I dont have to ever manualy make a payment and it will always clear the credit card automatically so I never pay interest?....which is obviously what I want.

thanks

stone7

It's rumored that Barclaycard are set to offer 5% cashback in the near future. Someone will be able to confirm, I've no doubt.

jonesMUFCforever

poppin wrote: »

applied for as suggested and accepted for the egg money card, with the 1% cash back. upon setting up the debit card part I selected to pay off balance in full, on the 28th, does this mean I dont have to ever manualy make a payment and it will always clear the credit card automatically so I never pay interest?....which is obviously what I want.

thanks

Yes but check after receipt of the card that this has not defaulted to minimum payment and if needs be change it back.
Welcome to the world of Egg.

I have had this card for 3 years now and have had no trouble at all.