Removing a large, new used overdraft from non-main bank account

dezza

Thanks for your replies everyone, I do have access to credit elsewhere so it's not a case of removing all of my overdraft entitlement for good - just the one on this account.
I guess there's no harm keeping it if it's not being used, I just wondered if it might do my credit rating some good if it was removed. That's really the only reason - and the fact that the account isn't used a great deal. I wouldn't use the overdraft unless it's absolutely necessary - and even so, I'd use cheaper options first.

YorkshireBoy

dezza wrote: »

I just wondered if it might do my credit rating some good if it was removed.

Have you verified that it's showing on your CRA files?


Your 'issue' may not even exist if it isn't.

dezza

Yes it is showing on my CRA files.