My debitor has filled for a debit arrangement scheme

scooterdaft

I've had to engage a sheriff officer last week for an earnings arrestment order against a former lodger who owes around £1.3K

the 3rd party since yesterday has filed for the above scheme I suspect this is to freeze my wages arrestment order against him. I've now been told that I will now not get any money for between 8-12 weeks whilst his case is assessed.

A few questions,

1, How can I be sure that during this lull he's not trying to hide money to reduce his liability to pay a higher amount as this is based on his disposable income. Would the likes of mobile phones/gym memberships/Sky etc be seen as nonessentials etc how do they calculate what amount he needs to live on . In a nut shell do they just leave him an amount to function ie pay rent/mortgage/utility bills/loans/food etc not to have money to engage in being out on the tiles?

2, Can I refuse to accept his offer if I feel what he is offering to pay isn't a reasonable amount.

Cheers

hollydays

Can you revise your heading it doesn't make sense

Fosterdog

scooterdaft wrote: »

I've had to engage a sheriff officer last week for an earnings arrestment order against a former lodger who owes around £1.3K

the 3rd party since yesterday has filed for the above scheme I suspect this is to freeze my wages arrestment order against him. I've now been told that I will now not get any money for between 8-12 weeks whilst his case is assessed.

A few questions,

1, How can I be sure that during this lull he's not trying to hide money to reduce his liability to pay a higher amount as this is based on his disposable income. Would the likes of mobile phones/gym memberships/Sky etc be seen as nonessentials etc how do they calculate what amount he needs to live on . In a nut shell do they just leave him an amount to function ie pay rent/mortgage/utility bills/loans/food etc not to have money to engage in being out on the tiles?

2, Can I refuse to accept his offer if I feel what he is offering to pay isn't a reasonable amount.

Cheers

You may find like a number of people in debt on these boards that he genuinely doesn't have any money to give you. He can't give what he doesn't have so you would be better off accepting whatever payment is offered.

They should help him look at his finances and use a statement of affairs to make sure he has enough to live on and anything left over should be used towards debt. You may also find that yours is a lower priority debt if he owes even more money to bigger companies.