Lowell portfolio? help!

rayday2

Personally if it was me and you have "live" debts chasing you I would deal with those first, and if this one gets in contact deal with it then, if its over the 6 years you can try to get it dropped if its under you can arrange to pay small amounts each month.

Maybe you could consider setting another topic up with your income/ expenditure and what you owe see if others can help you out.

mikeyandsheila

well at the moment im on job seekers allowance, £54 a week, Gas and electric are about £20 a week , Food? whats that? lol My debts that i have found out about so far include £300 to a pilot store card that was taken out in 2002, an old debt to virgin media for £113, this lowell one at £697 and over payment dating back to 1998 amounting to £1908.90!! im in temp accomodation after splitting up with my partner, i was living in his house so the chances of getting a job are slim until i find out where im going to be staying. someone remind me why its a good idea to get your credit report??? lol

mikeyandsheila

oh i forgot to mention that ive had to agree to pay £20 a month to clear the pilot card one, that starts next month.

mikeyandsheila

Anyone any ideas what i can do? Sticking my head in the sand wont work now that ive started the ball rolling. and the nearest bridge for thowing myself off is miles away and i dont have the bus fares lol! is there anyway of reducing these debts? i so want to clear everything and not have this hanging over me now.

tigzem

I've had them chasing me for an unknown debt also. They can't produce a CCA and it's not on my report. I have no idea what it's for!