Lloyds Everyday Offers

chirpchirp

I've registered my account for these today but it isn't showing as having any active offers for me apart from the draw that they do each week.

I was wondering what cashback offers other people have been offered by Lloyds?

alba7

4% cashback at texaco is the only one I've been offered. There is no texaco petrol station anywhere near me!

chirpchirp

alba7 wrote: »

4% cashback at texaco is the only one I've been offered. There is no texaco petrol station anywhere near me!

Doesn't sound very promising at the moment then!

Helix

I have 10% off Play.com which is rubbish now they have switched to just being a market place. Also have 10% the body shop.

It is meant to be based on past purchases, I haven't ever bought anything in the body shop. However I do have lots of transactions from Superdrug as I tend to by my lunch from there a lot so thats probably the connection.

chirpchirp

I'm guessing the reason there seems to be very few offers - still none showing for me, is because it's a new scheme and they haven't yet got many partners involved.

One of my issues is probably that I try not to spend. Although all my spending is normally done on my debit card, I guess time will tell with this one and it's not as though it costs any extra to be involved.

opinions4u

Helix wrote: »

It is meant to be based on past purchases,

Is it? Surely a retailer could use it as a way of driving new customers to their stores?

ColdIron

chirpchirp wrote: »

Although all my spending is normally done on my debit card, I guess time will tell with this one and it's not as though it costs any extra to be involved.

Why not use a cash back credit card, they don't have to cost anything either and you get a percentage of all your spending

chirpchirp

ColdIron wrote: »

Why not use a cash back credit card, they don't have to cost anything either and you get a percentage of all your spending

I only use credit cards if the purchase is above £100 and I'll benefit from the extra insurance this gives.

For many years I was married to someone who believed in putting everything on credit cards to make the most of tarting and cash back offers etc. The result was a pile of debt. I like to see exactly how much I have and I can't be doing with swapping lots of accounts around. I'm probably far too loyal to my bank having been with them since 1994.

chirpchirp

opinions4u wrote: »

Is it? Surely a retailer could use it as a way of driving new customers to their stores?

Yes, it clearly states that on their site but you'd think that retailers would want to drive new customers to their stores. Probably why Texaco showed for another customer, his past probably showed he bought petrol so they have given him a different provider with a discount to encourage him to go there.

I will have lots of shopping showing as Aldi or Co-op so I expect that they will start offering me cashback at Morrisons as Morrisons is supposedly one of their partners in this scheme.

Helix

I got £10 off my next £50 spend at Ocado today. I've purchased from Ocado before so it does seem to be linking up to my purchases so far.

Arachne_2

10% off for Body Shop and Play.com here as well, oh and a percentage off a purchase at Miss Millie's.