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what to do;moving back to Uk from abroad
Comments
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Having immigrated back into UK you are no doubt aware you may not pass the "habitually resident" test & thus not qualify for various benefits...
Miss the buzz of the UK?? What, flies buzzing round the entrance to JC+??
Cheers!0 -
It only needs one 'professional tenant' who doesn't pay the rent, has the police round on a twice nightly basis and trashes the place before s/he leaves for you to discover that you have lost thousands of pounds which you have no way of recouping.
I'm with the others who say buy a place outright and then bung every penny into a 'character house' fund.
Good luck.0 -
we are from a hampshire market town, and would be looking at a 1 or 2 bed flat in town as our initial investment and to rent it out, so we would have the rent to go towards our own mortgage if that makes sense?
I sincerely hope that town is not Winchester where you money will buy you very little!
Stay away from easy links to London and you will get more for your money.
Could your husband get employment rather than be self employed.0 -
I'm afraid I think you're getting ahead of yourself. I spend a lot of time with friends in France and houses take 2/3 years to sell and many people are slashing their asking prices by a third, just to get people through the door for viewings.0
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I know they take longer to sell here, we have had ours for sale since the spring, with a fair few viewings and got close a couple of times but they fell through. We were planning on doing a newbuild within the same sort of area...but now it looks like the goalposts are changing so I am just trying to do my research before anything happens. Not winchester, Alton...and I would love for him to be an employee for the stability, but he has always been a builder, he won't think about applying for a job.
We are not thinking about going back and taking benefits, we should have either enough capital to sort ourselves out one way or another and get into employment...and we aren't workshy either as we are currently immigrants and we have to work very hard to get any sort of work and try to fit in.....that is one thing my kids have gained from being here a very good work hard for what you want ethic.
Thanks for the replies and very helpful and realistic advice, it is good to know what we are up against.0 -
I'm afraid I think you're getting ahead of yourself. I spend a lot of time with friends in France and houses take 2/3 years to sell and many people are slashing their asking prices by a third, just to get people through the door for viewings.
BTW, whats a good website for French property?Mortgage debt - [STRIKE]£8,811.47 [/STRIKE] Paid off!0 -
We are not thinking about going back and taking benefits, we should have either enough capital to sort ourselves out one way or another and get into employment...and we aren't workshy either as we are currently immigrants and we have to work very hard to get any sort of work and try to fit in.....that is one thing my kids have gained from being here a very good work hard for what you want ethic.
Thanks for the replies and very helpful and realistic advice, it is good to know what we are up against.
We are talking about things like child benefit and possibly ESA (sivk pay) not "benefits."
Given that child1 is in school there, family reunion would be appropriate but you need to accept that it will take longer to get any support in the first 6-12 months.If you've have not made a mistake, you've made nothing0 -
Hubbie needs to go back to England and actually find out first hand what the score is.
To put it bluntly; how hard it is to get a mortgage and how hard it is to get work; it is a cliche but he is now thinking about getting work in a recession in competition with a lot of guys from Eastern Eurpoe who will work for less than the minimum wage.
x 2:T
Even in pretty darn remote parts of Britain (ie where I am right now after my recent move) I've had more than one of the workmen I'm currently having in renovating my house complaining that "These people from Europe will work 1.5 times as long a day as we do for the same money".....and this is pretty remote "British" Britain and, believe me, I'm being pleasantly surprised as it is by the hourly rates some of these guys are quoting at me when I ask how much they charge for "work off their own bat". This from an area where its rare to see anyone who isn't obviously British, as there are so few non-British (meaning English/Irish/Scottish/Welsh). So if these guys have problems here then.....
I'd also echo thoughts about how much Britain has changed. Honestly, even just in the last few years much of Britain doesn't feel like Britain any more. The pace of change has been fast (FAR too fast in many places) and the Government is rolling over and letting it happen....wimps that they are!0 -
aah I see, I don't forsee any problems...was easy to do it this way as standard forms and letters were involved....and the grandparents receive it no problems for the child living with them...so I think it would be very simple....having said that, the oldest two have british birth certs, the youngest was born here and she has a french birth cert even though she is british...so I would have to organise a british certificate, but it is great bringing these thingq to my attention as it al helps things to roll smoothly - thanks again0
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aah I see, I don't forsee any problems...was easy to do it this way as standard forms and letters were involved....and the grandparents receive it no problems for the child living with them...so I think it would be very simple....having said that, the oldest two have british birth certs, the youngest was born here and she has a french birth cert even though she is british...so I would have to organise a british certificate, but it is great bringing these thingq to my attention as it al helps things to roll smoothly - thanks again
The issue will not be quite so simple.
The CB claim for your eldest was made by a couple who have been living in the UK for years?
As long as no other person was claiming CB for them, nay problem.
However when you return to the UK, your recent place of residence was outside the UK. That is what matters not the nationality of the children.
Do check out as some benefits are OK (HRT does not apply) and some are not.If you've have not made a mistake, you've made nothing0
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