Help to Buy is nothing but an election ploy....

cepheus

Ouch this is embarrassing! Cameron's photo opportunity for his help to buy scheme. Who does he choose as a buyer? It seems to be a typical single mum. Turns out to be a sales director of an estate agency under a different name!

http://forums.moneysavingexpert.com/showpost.php?p=64266450&postcount=7

wymondham

With this HTB story:


http://www.dailymail.co.uk/news/article-2533994/PMs-right-buy-poster-girl-revealed-estate-agent-sold-flat-herself.html


I'm curious - is any form of check done on the person to see if they need to use the HTB scheme? Could for instance a millionaire use the scheme to buy their £600,000 house quite legitimately?

System

mayonnaise wrote: »

Amazing, here's the face of the" bear" that's spamming that page



Just how I imagine all of them!

the_flying_pig

wymondham wrote: »

With this HTB story:


http://www.dailymail.co.uk/news/article-2533994/PMs-right-buy-poster-girl-revealed-estate-agent-sold-flat-herself.html


I'm curious - is any form of check done on the person to see if they need to use the HTB scheme? Could for instance a millionaire use the scheme to buy their £600,000 house quite legitimately?

seems like a fair enough use of state resources to me - guaranteeing loans taken out by estate agents who drive £33k cars.

Graham_Devon

Joeskeppi wrote: »

Amazing, here's the face of the" bear" that's spamming that page



Just how I imagine all of them!

Ahh, has that one person made around 30-40 facebook accounts? All with their own set of friends, photos etc? That's some planning to pull the wool over peoples eyes ins't it. Well done joe, you come up trumps again!

Genius.

Can't be simply that people disgaree with the scheme, can it? I mean that is FAR too outrageous a claim!

System

Graham_Devon wrote: »

Ahh, has that one person made around 30-40 facebook accounts? All with their own set of friends, photos etc? That's some planning to pull the wool over peoples eyes ins't it. Well done joe, you come up trumps again!

Genius.

Can't be simply that people disgaree with the scheme, can it? I mean that is FAR too outrageous a claim!

Eh? It's the one guy who's appearing on all the comments. I thought he had an amusing profile picture. You're stuck in MSE forum world chap and it's making you look a bit silly.

Loughton_Monkey

wymondham wrote: »

With this HTB story:


http://www.dailymail.co.uk/news/article-2533994/PMs-right-buy-poster-girl-revealed-estate-agent-sold-flat-herself.html


I'm curious - is any form of check done on the person to see if they need to use the HTB scheme? Could for instance a millionaire use the scheme to buy their £600,000 house quite legitimately?

I see no reason why the 'rich' shouldn't/couldn't use it. Nothing was ever said about means testing it.

I can't see the point, however, in using it for a £600K house. The interest rate is far from attractive. I'd take £150K out of my savings (only earning 1.7% gross) and benefit from a much lower rate on the 75%.

But don't forget, there are lots of 'well off' people who earn very well, but don't have that sort of cash sitting around. Or if they do it's all invested (as maybe for younger people it should be).

Masomnia

cepheus wrote: »

Ouch this is embarrassing! Cameron's photo opportunity for his help to buy scheme. Who does he choose as a buyer? It seems to be a typical single mum. Turns out to be a sales director of an estate agency under a different name!

http://forums.moneysavingexpert.com/showpost.php?p=64266450&postcount=7

Prejudice about single mums does seem to be what is making this story news-worthy for people.

CLAPTON

Masomnia wrote: »

Prejudice about single mums does seem to be what is making this story news-worthy for people.

single mum

estate agent

BMW


prejudice in the eye of the beholder maybe?

cepheus

More likely 'prejudice' against Estate agents, the Tories and their rotten policy. They only have themselves to blame!