Breach of Consumer Credit Act

jonesMUFCforever

rsbc57 wrote: »

This is supposed to be a professional financial advice site to help people that may have problems with their finances.

I suppose you make the same comments to all the hundreds of people who have claimed back PPI and all the people that have had their pension funds savaged. That is coming out of your pocket as well so enjoy.

I really hope Martin Lewis realises the asset you are to his business. :beer: cheers

WRONG!
We are amateurs giving our time for free - and it annoys me that space is given for drivel like this when there are posters with genuine money worries.
I don't think Martin gives a fig as he sold out for about £80 million quid!

rsbc57

jonesMUFCforever wrote: »

WRONG!
We are amateurs giving our time for free - and it annoys me that space is given for drivel like this when there are posters with genuine money worries.
I don't think Martin gives a fig as he sold out for about £80 million quid!

That explains a lot:eek:

Be annoyed at yourself for wasting your own time as you are the one reading and commenting on this alleged drivel. So sad.:rotfl:

Don't be angry at god for creating the tiger, just be glad he didn't give him wings.:T

jonesMUFCforever

Don't worry about me I'm not the one trying to get out of a legitimate debt - and I will tell you here and now you will fail.

rizla_king

No prescribed terms = no enforcement in court

http://www.bailii.org/ew/cases/Misc/2012/19.html

I am satisfied on the balance of probabilities that the requisite prescribed terms and conditions were not contained in, on or together with the document that was signed by the defendant, and therefore I conclude that this is a credit agreement that cannot be enforced.

magpiecottage

OP I am not at all sure what you are getting at. As jonesMUFCforever says, we give our time free.

He is not quite correct in saying we are all amateurs as a number of us are financial services professionals in our "real" jobs - or we were but are now retired.

We express opinions based on our experience.

If you want personal professional advice then you will need to find a suitably qualified professional adviser - and expect to pay them for that advice.

One piece of advice I will give is that you should research what you are letting yourself in for. Had you read the top of the forum page you would see that it says "
IMPORTANT!
This is an open forum - anyone can post.

Please exercise caution"

As Yorkshireboy says, the card would have arrived stuck to a copy of the terms and conditions, too.

MBNA has its faults but I do not think the fact that its customers simply bin the those terms and conditions without attempting to read them is one of those faults.

antrobus

rsbc57 wrote: »

This is supposed to be a professional financial advice site to help people that may have problems with their finances......

So it is. But you forgot to include your credit card no and billing details when posting your question, so only the amateurs have responded.:)

RobertoMoir

magpiecottage wrote: »

MBNA has its faults but I do not think the fact that its customers simply bin the those terms and conditions without attempting to read them is one of those faults.

Exactly... they're on the list of financial companies I would be quite happy to see close down tomorrow, but are they supposed to make potential customers pass an exam on their T&Cs before issuing a card?:rotfl: