Halifax 1 Year Bond 6.50%

KingKenny

[quote=derrick;5535135_and_after_going_to_check,_she_returned_and_said_CHAPS_is_one_of_the_methods_available_.[/quote]


Interesting, i was told quite bluntly completely the opposite that no CHAPS option would be available due to the way the product is set up, would be nice to see that down in black and white?

Liz_the_Whizz

KingKenny wrote: »

Derbyshire Building Society 6.45% fixed rate bond issue 146

Looks like the Derbyshire has filled the coffers and withdrawn this issue. The 1 year FRB on the website wef 22 June is Issue 148 @ 6.1%.

derrick

KingKenny wrote: »

Interesting, i was told quite bluntly completely the opposite that no CHAPS option would be available due to the way the product is set up, would be nice to see that down in black and white?

Their site is a bit awkward to say the least and the info sparse, but I have taken the following from this link , (page 6), same as my link in post #9, although I don't know why they call it "an emergency facility"

and can arrange for withdrawals to be made by bank telegraphic transfer (CHAPS) to a UK bank on payment of a fee

regularsaver1

http://www.halifax.co.uk/savings/fixedwebsaver.asp

stepped income reserve through Halifax pays 8% in the final year

http://www.halifax.co.uk/savings/personalrates.asp#Hx_Stepped_Income_Reserve

regularsaver1

my boyfriend has to have an account to put £490k in for a short while that is receiving after winning his claim (after 4 years) for a car accident

Because tis short while, he does not want fixed, any ideas ofd best for this?

free4440273

forgot about this halifax bond, great rate - beats the BM and anglo-irish bank rates also. and there is a branch where i live, which makes a change! when are nationwide going to get their act together?

bristolleedsfan

free4440273 wrote: »

forgot about this halifax bond, great rate - beats the BM and anglo-irish bank rates also. and there is a branch where i live, which makes a change! when are nationwide going to get their act together?

nationwide are obviously confident that they can launch 1 year fixed bonds dressed up :rolleyes: as a special deal for its current account holders, at a significantly lower rate than is offered by various plcs :rolleyes:

Update on FIXED RATE bonds

Halifax PLC Fixed Rate savings Bond
1 Year Bond 500.00+ 6.50%

Bradford and Bingley PLC Fixed Rate Savings Bond
1 year Bond 1000.00 + 6.45%

SAGA - Fixed Rate Savings Bond
1 Year Bond £1-£5m 6.58%

SAGA - Fixed Rate Savings Bond
1 Year Bond £1-£5m 6.39%

BANK OF CYPRUS UK - Bank of Cyprus UK Bond 9
1 Year Bond £1+ 6.33%


NATIONWIDE BUILDING SOCIETY - Fixed Rate e-Bond
1 Year Bond £1-£3m 6.15%
Open to: Existing FlexAccount Customers


NATIONWIDE BUILDING SOCIETY - Fixed Rate Bond
1 Year Bond £1-£2m 6.06%


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preston03

Halifax look like they are on the ball

I just put some money (£30k) into their 3 month Web Saver 2 weeks ago - so i've been watching the rates to see whether it moved up - and whether i'd got a good deal.

They are changing each week as it stands - and going upwards - so i've lost out on my "fix" as it stands - but thats the game you play.

The thing with the Halifax Web Saver range is there are 8 different terms available. As soon as I come out of this 3 month one - I can bpounce into another term - no need to worry about the BACS / CHAPS cheque in the post palava.

Milarky

bristolleedsfan wrote: »

nationwide are obviously confident that they can launch 1 year fixed bonds dressed up :rolleyes: as a special deal for its current account holders, at a significantly lower rate than is offered by various plcs :rolleyes:

I think Nationwide often says it doesn't want to be the best, simply to be above average in the wider marketplace. Complacent, yes - arrogant, possibly - but they've got so many customers (over 11 million - that's 6 million new customers alone since they introduced signaways) they really don't need to be competing too hard at the moment do they? That's a successful brand by anyone's standard and I'd love to know which banks etc these new customers moved across from and which Nationwide product or products they have been taking out (maybe a lot of RBS/Barclays types?)

free4440273

Milarky wrote: »

I think Nationwide often says it doesn't want to be the best, simply to be above average in the wider marketplace. Complacent, yes - arrogant, possibly - but they've got so many customers (over 11 million - that's 6 million new customers alone since they introduced signaways) they really don't need to be competing too hard at the moment do they? That's a successful brand by anyone's standard and I'd love to know which banks etc these new customers moved across from and which Nationwide product or products they have been taking out (maybe a lot of RBS/Barclays types?)

yeah, i don't dispute that at all. you are correct, which is why i would prefer to reinvest my monies into one of their bonds; trouble is they really are uncompetitive compared to, say, Halifax. anyway, my bond expires in October. god knows what will happen to rates by then, especially given that sterling has now hit $2.00