Help Needed

Anthorn

Wilkins wrote: »

I'm not sure why that follows. Plenty of people don't know what they have in their accounts and/or can't manage their money.

However, OP clearly does know about it now, so there's no excuse.

Conversely if you don't know about it you can't spend it.

Yes, I agree that there is human error and what is reasonable in the circumstances. But in the case of hundreds of pounds that's stretching it a bit.

But I have to add that in the case of a million going into my account I would be thinking of immediately transferring it somewhere else and vacating the country within the hour

Hominu

AlexMetz wrote: »

Well, I didnt steal it. The person who transferred put it into the wrong account.

So what you are basically saying is that if someone dropped a couple of £50 notes on the pavement outside a shop and you were behind them, you would pick them up and spend them instead of telling the person that they have dropped them.

innovate

Anthorn wrote: »

But I have to add that in the case of a million going into my account I would be thinking of immediately transferring it somewhere else and vacating the country within the hour

hmh. Interesting position to take for a person who in other posts defends the ethics of the Coop bank.

emmy05

an honest and genuine person would have seen where that extra money came from, good luck with your benefit life!

bengal-stripe

Anthorn wrote: »

But I have to add that in the case of a million going into my account I would be thinking of immediately transferring it somewhere else and vacating the country within the hour

Presumably the first time you hear of a million going into your account, is when police and anti-terrorist units raid your house in the early morning hours.

That's the reason, I turned the Nigerian general's widow down, who wanted to transfer a few millions Pounds, Dollars, Euros (can't remember the currency) into my bank account.

pmduk

Hominu wrote: »

So what you are basically saying is that if someone dropped a couple of £50 notes on the pavement outside a shop and you were behind them, you would pick them up and spend them instead of telling the person that they have dropped them.

From the tone of his posts I suspect he subscribes to the finders keepers and screw you attitudes.

chili1496

AlexMetz wrote: »

Well, I didnt steal it. The person who transferred put it into the wrong account.

i suspect you spotted the extra money in your account and quick asa flash withdrew it and spent it, now that it has landed in your lap your trying to worm your way out of it. the person that transfered it made a mistake and would like their money returned, it was never yours to keep. So what it boils down to is that you stole it and spent it. do the right thing and return it, i bet you would have a differentr approach if it was yourself that had made the mistake.

SingleSue

kirkbyinfurnesslad wrote: »

It's amazing how often people in here get money they are not due.....

BUT why does it never happen to the regulars .....

It happened to my eldest son, he saw there was extra money there that he was not expecting (again,it was a few hundred - very tempting for a at the time 16 year old), contacted the bank straight away, didn't spend a penny of it and it was all sorted very quickly.

jimjames

Maybe you would like to explain to this person why you wouldn't pay them the money back

https://forums.moneysavingexpert.com/discussion/4807928

Not suggesting it is the money in your account but you might get an idea of why you shouldn't keep it

jonesMUFCforever

If I was this guy's bank manager I would have sent out a letter to him telling him that his account had been debited with the full amount and ask him to rectify his overdrawn account.
No messing account closed in 30 days.