IVA v DRO v DMP

edited 30 November -1 at 1:00AM in IVA & DRO
25 replies 3.1K views
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Replies

  • PRIMEPRIME Forumite
    16 Posts
    I think the DRO is going to be the way to go. I just need to keep an eye on any overtime i do. or i could start havinmg my hair cut :)
  • National_DebtlineNational_Debtline Organisation Representatives - Private Messages may not be monitored
    8K Posts
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    PRIME wrote: »
    My car I bought last year for just over £1000 I got it cos i needed something more reliable. (another loan I have paid off now from bank of mum and dad) I dont know the blue book value but i doubt it is worth more than £900 or so now as i have added a nice couple of thousand miles to the clock since

    Out of all the options, so far it appears that a DRO could be a consideration. It really depends on the overtime situation though.

    David.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • PRIMEPRIME Forumite
    16 Posts
    looked online for value for car. says between £800 - £1200 depending on condition so right on the edge
  • PRIMEPRIME Forumite
    16 Posts
    Right, I wont waste any more of your time. i really really appreciate all of your helps. im going to apply for my credit report, even if just to find out who i owe money to now. and make an appointment to see CAB properly. at least i now have the forms i need so i can go in prepared. feeling much more positive. thanks
  • National_DebtlineNational_Debtline Organisation Representatives - Private Messages may not be monitored
    8K Posts
    ✭✭✭✭
    You're not wasting anyone's time. You should ask as many questions as you need to. Let us know how the appointment goes :)

    David.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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