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Prang in Work Car Park With Con Artist Directors Car – Help!

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Comments

  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    absolute crook "director", contact an employers tribunal and see what leg you have to stand on. I would advise recording all the dirt you can on him while you are employed to use as ammo if you are ever forced to leave. Hell even if you leave voluntarily and want a nice payout.

    Lesson in life there. Have everything agreed in writing, can't believe you didn't get the £250 payment receipt in writing.

    He's taken advantage of you and knows it. No evidence of money, and an email exchange with you agreeing to take it with insurer.. If he does screw you over and goes to the insurance anyway. You have no legf to stand on. he'll just say prove it! You have nothing, he has emails of you agreeing to take it to the insurers.

    Oh dear oh dear.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    absolute crook "director", contact an employers tribunal and see what leg you have to stand on. I would advise recording all the dirt you can on him while you are employed to use as ammo if you are ever forced to leave. Hell even if you leave voluntarily and want a nice payout.

    Lesson in life there. Have everything agreed in writing, can't believe you didn't get the £250 payment receipt in writing.

    He's taken advantage of you and knows it. No evidence of money, and an email exchange with you agreeing to take it with insurer.. If he does screw you over and goes to the insurance anyway. You have no legf to stand on. he'll just say prove it! You have nothing, he has emails of you agreeing to take it to the insurers.
    any evidence of VAT fraud is gold. Can put him behind bars.

    Jeeze, you don't half over react!!! !!! :rotfl::T

    Op "transferred" the money, so of course there will be evidence of the money.
  • Stooby2
    Stooby2 Posts: 1,195 Forumite
    edited 23 November 2013 at 10:51AM
    It sounds to me like he needed his car and didn't want to wait for the insurance companies to sort themselves out, so got it done in a bodyshop. At a guess he got the other dings done at the same time, hence the £600 invoice, but has done the decent thing and only charged you for the damage you caused.

    £250 sounds about right for repairing a scrape and if you'd gone down the insurance route, your excess, loss of NCD and increased premiums may well have cost you more in the long run.

    If it's a private, barriered car park for employees only then it's not classed as a road and you're not obliged to tell your insurance company.
  • Some people get so irate it's ridiculous... I've never done this before and wanted to know the right way, I don't see how along for the invoice is wrong as it was offered to me prior?

    As a few people have said it's done, I agreed to pay the money, which could have been a lot more...

    I just didn't see any reason legitimately for not seeing the invoice, so thanks for all the useful answers :-)


    Scooby, although private, its not barriered, so will let the insurance co know grrrrrr
    Xxx
  • uknick
    uknick Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stooby2 wrote: »

    If it's a private, barriered car park for employees only then it's not classed as a road and you're not obliged to tell your insurance company.

    Do you have, or can you point me to, written evidence this is the case? It might be useful in the future if I get an office car park incident.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    uknick wrote: »
    Do you have, or can you point me to, written evidence this is the case? It might be useful in the future if I get an office car park incident.

    Read your insurance documents, it's likely they want to know of ALL 'accidents and incidents' and make no distinction between private property and roads covered by the RTA.
  • Stooby2
    Stooby2 Posts: 1,195 Forumite
    Well I've read my insurance documents and it does say "all accidents however minor". But it makes no distinction as to roads or private land. I know from experience that insurance companies will refuse to pay out for accidents on private land - that isn't a road as defined by the Road Traffic Act - so why should you inform them of such a collision?

    I managed to prang a tree trying to get a trailer onto a campsite on a privately owned Scout Association site (no public access and gated trails) and put a small dent in the wing of my Discovery - should I tell my insurance company about that, just for them to put my premium up for a collision they wouldn't pay out for if I tried to claim?

    When I'm back at work (which may be a while), I'll make some enquiries through the MIB and see what their view is.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    arcon5 wrote: »
    Read your insurance documents, it's likely they want to know of ALL 'accidents and incidents' and make no distinction between private property and roads covered by the RTA. So that they can charge you higher premiums.

    Sorted that to just clarify the issue.
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