Default dates

edrushuk

Hello,

Could I have a little help?

I have now completed DMP and looking to tidy up my credit record. If it help I have an account with Noddle. I started my DMP with Step Change in May 2008.

I had 8 accounts that had already or went into default on various dates being:

15/01/08
09/06/08
12/06/08
16/06/08
24/06/08
24/06/08
04/11/08
07/05/09
05/03/10
05/02/11

As you can see, most went into default in 2008. But I have 3 that started later.

What I would like to know do I have a case to get them moved back to the same dates are the rest? I think I have read that a default should be file 6 months after reduced payments

If I do, could you point me to a template or some further reading material.

Thanks

Susanna

happy_bunny_2

Section in here on DMP:
https://forums.moneysavingexpert.com/discussion/3172602

Should default within 6 months usually, depends on payment amounts and if they change after the start etc.

Best have a read and post back.

And yes, you can complain if you think the date is unfair