We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Apple muncher's number crunching
Comments
-
Dd has a rotten cold, poor thing. She managed tap and freestyle but not ballet. Not having a car doesn't help when she is off colour. So she is now fed and dosed up, on her tablet getting rested before this afternoon's party.
I am suffering from my workout! Every time I sit, it hurts. Every time I stand, it hurts. When I go up or down the stairs, it hurts! All self-inflicted, so no sympathy required.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Poor dd did not enjoy the party. She was feeling rotten and everything bothered her, poor thing. So, is she asleep yet? Heck, no!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
Dd and I have skipped church. It was pelting down with rain and blowing about a lot, so I wasn't going to take her out in it for an hour just to get there. A day in seems to be doing her some good.
I'm also under the weather, running a bit of a temperature. But I wanted to make the most of being at home so have made a gingery garlicky sweet potato soup and savoury oaty flapjack bites for me, and choc biscuits for dd. And done 3 lots of washing up and a wash too. Not too shabby.
Paid some extra off the mortgage yesterday, which was a good feeling.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Couple of nice refunds received there, apple

Hope both you and DD feel better soon
xx I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Yay for the refunds :T
Sounds like you're doing really well at the moment, Apple, given how full on everything is! Well done for carving out some time for calm & recuperation. Hoping both you & DD are back on the mend quick from this little viral blip xxa penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0 -
Thank you greent and pearla. Dd and I are slowly mending. She needs tissues to hand and I need to move my head s l o w l y, as I felt quite nauseous and off balance this morning.
Tomorrow I am off to visit a solicitor to get some certified copies of dad's will and if I have time, I'll put the cheques in the bank. Then once they are cleared, off the mortgage they will go.
I did finally look into the FD 5% saver, but you need a sole account with them to get it. I only have a joint acct, so can't apply.
Current interest on the mortgage amounts to 1p per month. Not bad, eh?
Off to read my book.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
So, certified copies of wills are apparently not necessary. We can just make copies, and ensure the original is super safe (ie don't let mum even get a sniff of it!).
Cheques all paid in. 4 large avocados bought off the street trader for £3. They aren't ripe yet, so something to look forward to.
16k steps done, even without my 'usual' run home. I didn't do it today because I needed to go to see the solicitor, and because I usually bring the stuff I leave at work on a tues home on a thurs. And this thurs, I have leave of absence as dd has an eye appointment at a distant hospital. If I'd gone to work, I would have been able to spend all of 20 mins there before having to leave to get dd!
Got a decent chat in with big sis. Decent only in the sense that we were able to cover business stuff without interruption, but we were not able to do a proper catch up. However, it is an improvement on other calls. I am very grateful for mail and text communication.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
1p interest is brilliant! :Ta penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
-
I totally forgotmy weekly summary...
Week 10/12
Health: good session with the counsellor; plenty of walking and moving; much reading and quiet thinking time.
Wealth: 2 rebate/refund cheques totalling £200 - happy!; dh has enough to sort out his tax and then we can move the remainder around; no chanc of a 5% saver with FD for me, but now I know.
Life well lived: finished bunnies, just have som flannel (washcloth) chicks and bunnies to make; reading, quiet times, stretches, headspace all happening well.
Just 10 days left of this challenge... Will have to ponder another one...NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Got drenched on the way to the shops - it most definitely was not the forecast 0.2mm...
Sainz had everything I wanted. £9 for 3 loaves of gf bread (yikes), £3.60 for gf chicken nuggets, £2.50 for vanilla swedish glace and £2.50 for gf df puff pastry. A lot of pennies for few items...
Aldee also had what I wanted - cashew, brazil, walnut, 2x 85% choc bars and their raw fruit bars.
Tomorrow, dd and I are off on an adventure - only to an eye hospital unfortunately, to get something the optician noticed checked out. The tram part of the journey alone takes us almost the whole length of the line. I am allowing 2 hours to get there. They say the appointment may take up to three hours, so I'd best pack a shopful of food for us plus things to do - especially if you have had drops in your eyes and your vision is blurry.
Hmm, as it may be a late return, I'd better pack for mum's before we go...NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

