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Purchasing in dollars - mastercard or paypal

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  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2013 at 11:17AM
    Atidi wrote: »
    Paypal make no charge for purchases as long as you buy in the original sales currency.
    It does if your account is in £ and "the original sales currency" isn't £. Do you mean 'pay', not 'buy'?
    (Never let paypal convert the currency; their rates/charges are abysmal)
    Who will convert the currency then if your account is in £ and the price is, say, in $ only? Indeed, the charges are abysmal.
    You will be charged the same fees by mastercard whether you purchase directly using the card, or via paypal with them.
    No, several CCs in UK don't charge anything for currency conversion.

    Did you bother to read the thread before posting this nonsensical reply?
  • anon_ymous
    anon_ymous Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dzug1 wrote: »
    Surely getting $1.61 for your £ is better than getting $1.57??

    1.62 was the mid market rate yesterday according to xe.com

    Yup. I was just showing the Mastercard and PayPal rates :)
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    PayPals exchange rates are abysmal.

    MasterCard and American Express (apart from the Euro for Amex) usually have the best rates for currencies. I have all 3 card networks with no foreign transaction fees and varies between currency. I was recently in Thailand and Amex had by far the best exchange rate while I was there. I withdrew cash on my FlexPlus and got 1.75 baht less than my Amex per £1.
  • Atidi
    Atidi Posts: 943 Forumite
    grumbler wrote: »
    It does if your account is in £ and "the original sales currency" isn't £. Do you mean 'pay', not 'buy'?

    Who will convert the currency then if your account is in £ and the price is, say, in $ only? Indeed, the charges are abysmal.

    No, several CCs in UK don't charge anything for currency conversion.

    Did you bother to read the thread before posting this nonsensical reply?

    I'm not sure about you, but when I buy something I usually am the one who pays for it.

    Or put another way, I only pay for things I buy.

    I suggest you bother to read my post properly before posting such a nonsensical retort. :cool:
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 November 2013 at 6:13PM
    Atidi wrote: »
    I'm not sure about you, but when I buy something I usually am the one who pays for it.
    Personally I usually buy something and pay in some currency for this.

    I never buy in any currency, but probably it's just me.

    In fact, "to buy in currency" in business jargon means "to buy currency", not to pay in currency for something.

    And why have you not commented on the rest of my 'nonsensual' post where questions more serious than linguistics/semantics were asked about your 'sensual'rolleyes.gif post?
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