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How often do you or should you obtain your CRA reports?
sistafromanothermista
Posts: 2,230 Forumite
in Credit cards
I last paid my £1 for mine around a year ago.
How often should i obtain my reports?
Every year? every 2 years?
I'm not looking to get more credit, just to make sure everything is fine and dandy...
How often should i obtain my reports?
Every year? every 2 years?
I'm not looking to get more credit, just to make sure everything is fine and dandy...
DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'
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Comments
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I look at mine monthly from Noddle for free.
Twice a year with Equifax (free with Capital one).
Any probably about once every 2 years from Experian because that is not free.0 -
About every 6 months just to make sure no-one has put anything nasty on that they shouldn't. On the principle that I don't want to wait until I apply for credit, only then to find some company has screwed my report.Still rolling rolling rolling......
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SIGNATURE - Not part of post0 -
Great, thanks. I think i'll apply for mine today.DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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I am checking it every month with Equifax. Idk, but for some reason they offer me 30 day trial every month, so it is basically free for me 0
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Never ....Like all religions, the Faith of the Invisible Pink Unicorn is based upon both logic and faith. We have faith that she is pink; we logically know that she is invisible because we can't see her."0
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I didn't used to but it almost cost me a mortgage and a house. Now i do it a couple of months before I want to apply for any credit.
However I have a Noddle account for a quick peek.0 -
Further to this (and after accessing my Noddle report) i can see i have 6 searches for various insurance (Quote me happy, and various others)
Do these affect anything?DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Nope they are ID checks, but not a full search0
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Thanks. That's what i suspected. DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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