Which insurance would you choose??

knightstyle

Ok, car insurance due next month so followed the guide and these two are the cheapest,
1. Hastings.
2. Peoples choice.

Then for £30 extra
3. Swinton.
4. Lloyds bank.
5. Halifax.

Which should I go for?

WTFH

Which one gives you the best cover for what you want?

egyptiancotton

The cheapest!

Also, check for cashback through Quidco or Top CashBack

bigjl

Swiftcover undercut the renewal on the Clio by £300, new premium was just over £300.

scheming_gypsy

depends on the value of the car. If it's a cheap one - then the cheapest policy.

neilmcl

You get what you pay for. Read the small print to see exactly what's included.

knightstyle

Thanks, all virtually the same cover. With Hastings at the moment, looked at quotes yesterday and today the Hastings renewal came in the post, nearly £50 more than the quote from the price comparison site!

scotsbob

You can't choose on name of company alone. You have to read the exclusions/excesses/benefits of each before making a decision.

Simply buying the cheapest is OK if you never have an accident. However you can't guarantee that, when you do have an accident then you will find out why they were the cheapest!!

Iceweasel

I don't know all the names you've listed - but some of them are NOT insurance companies.

Swinton for example are simply brokers who could fix you up with any company that suits your needs. So which actual insurance company is Swinton quoting you for?

You need to take everything you do into account and on occasion the cheapest will not be the cheapest in the long run.

As has been said, check the cover details.

Do you tow a trailer or caravan?

Do you drive the car abroad?

What's the windscreen excess?

Do windscreens count as claims for NCD?

Only you can answer these questions.

egyptiancotton

For windscreen replacements with Swiftcover, you wouldn't be eligible for an increase in your NCD at renewal time. Looks like the cheapest isn't the best after all! I'm quite surprised!

DCFC79

Ive never been with any them insurers, if I had a choice Id go for either 4 or 5 purely because despite them being banks I would feel comfortable with them.