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Weekly Spend Challenge W/C 17th November 2013

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  • bearacus
    bearacus Posts: 824 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone x
    Please can I join in. I have been lurking for a few weeks and really need to bring down our weekly spending.
    I will pledge £80 please :)
    This sounds a lot but me and my husband week in week out over spends our amount allocated for the week :( so let's see if I can hopefully start to bring this down.

    Thankyou
    Bearacus x

    NW-£0 Cap one-£76 HSBC small-£359.51 (0% Aug16) HSBC car- £3511.46 (0%Oct17) HX car/baby- £2731.57 (0%Nov16) HX -£1198.66 (0% Jul16) Argos- £50(BNPLMay)
    Credit card debt-£7877.20 (4/3/16)
    Car Loan - £21,777 - Now - £12,383.36 Mortgage- £154,315.77
    LLoyds loan- paid 28/1/11 LLoyds O/D paid 9/9/10
    New LBM- £ 28/2/2016
  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think I forgot I was doing the challenge last week so no total to report as I didn't think to keep a note of my spends or work out whether lunch/grocery spends were coming out of the budget. Strictly speaking the budget was blown as I went in d&ben8ams yesterday and spent £36 plus train fare/lunch out/coffee/cake etc......

    This week I would like to set a budget of £100. That's for everything ! (all groceries/misc spends/bus fare/slimming world/lunches etc) so I hope to come in well under budget !
  • bearacus
    bearacus Posts: 824 Forumite
    Part of the Furniture Combo Breaker
    Not a great start to the week x
    Had to nip and pick up some household items we were running out of in the house. Shouldnt need to go the shops for rest of week as already had weekly shop delivered.

    Gillette razorblades £10
    8 cans of coke £3.85 (bogof)
    Lunch out £9.00
    Washing powder £10 (2 boxes x 32 tablets surf)
    Toilet rolls £2.85 (9 rolls)
    Lynx - £2

    =£37.70/£80
    Wow easy how it adds up x

    Bearacus xx

    NW-£0 Cap one-£76 HSBC small-£359.51 (0% Aug16) HSBC car- £3511.46 (0%Oct17) HX car/baby- £2731.57 (0%Nov16) HX -£1198.66 (0% Jul16) Argos- £50(BNPLMay)
    Credit card debt-£7877.20 (4/3/16)
    Car Loan - £21,777 - Now - £12,383.36 Mortgage- £154,315.77
    LLoyds loan- paid 28/1/11 LLoyds O/D paid 9/9/10
    New LBM- £ 28/2/2016
  • Sun - NSD :j
    Mon - NSD :j
    Tues - Xmas shopping poss inc lunch so £20 for lunch
    Weds - baby group - NSD
    Thurs - baby group then lunch - £15
    Fri - baby group, poss car parking £2
    Sat - NSD

    So will go for £40

    Not going Xmas shopping now as the few items I still need I'm not certain of and didn't want to just go window shopping. So my sister is coming to me for lunch instead. Will need to buy few bits, but hopefully cheaper than going out for lunch.
    SPC 18 Target £200 /
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    Oh I can't believe I've missed the start of this thread - where did yesterday go:). I would like to go for £44.20 I know this is a bit of a random number but it's what I have in my purse. I'm hoping to stretch this out to pay day next week.

    Sun - NSD
    Mon - £2.07

    Total - £2.07/£44.20
  • Sunday: NSD
    Monday: NSD

    Really craving chocolate today. I don't know what all these people who say having a hot chocolate takes the cravings away are thinking, it really doesn't!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £44.11 left in my purse...
  • DellyC
    DellyC Posts: 122 Forumite
    Part of the Furniture Combo Breaker
    Sunday £8 spend
    Monday NSD
    Tuesday aiming for a £3 spend
  • Sunday: NSD
    Monday: NSD
    Tuesday: NSD

    Good so far, but I'm expecting to spend everyday the rest of the week.
  • One week til payday!!!! Yahoo!
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