Relief

finallyfreeatlast

Just thought I'd share my good news.
After years of suffering trying to juggle my debt(and my beautiful significant others) I have finally had to give in.

I have just had my IVA agreed and I wish I'd done it sooner, I fought on robbing Peter to pay Paul for years trying to protect my job which is in financial services. My income is reasonable and even though I had a £100k of debt I was still getting accepted for more credit, most recently another credit card with a £6k limit (I bet that underwriter is getting a b******Ing now).

When I finally decided enough was enough I was fully expecting to lose my job but have been astounded by the support that I have received from my employer and I still have my job.

I've got a payment of circa £400 a month which is manageable and the usual property restrictions/release clauses. Dividend is just shy of 15p in the £ which will probably double over the 5 years with my small bonus and eventual equity release.

There is hope out there and light at the end of the tunnel and just thought I would share it.:j

Find_The_Real

Welcome to the forum.

I just wanted to wish you all the best with your IVA. I am sure most of us feel relief when it is accepted (I found the waiting for the creditors meeting the worst).

We have an IVA support and discussion thread that you are welcome to join it with, it is in it's infancy but all posts welcome whether it is a question, something you want to discuss or just a bit of support!

https://forums.moneysavingexpert.com/discussion/4778005