Do students pay prescription charges? And how should students save

carly87_2

Hello people- I hope you can help answer my query!

I have a continual aim to become more money savvy whilst a student so I can cope a bit easier when I come out of Higher education

My question is- do students over 18 in full time education have to pay for their prescriptions?

I was talking to my boyfriend the other day, and his dentist told him about a form you can fill in and dependant on your household income, you may not have to pay for your prescriptions.

Is this true?

Last question is I am working over summer and I would like to put half my wages into a savings account, but I am not sure which saving account would be best for a student.

Thanks lots!!!!
:cool:

Meatballs

Get a cash ISA (but with instant access unless you know you definitly wont need the money). Try and reach your £3000 allowance.

Read: http://www.moneysavingexpert.com/savings/which-saving-account

Crispy_Ambulance

students don't get free prescriptions per se, but most will qualify on the grounds of low income. You need to get a HC1 form when you start at uni and fill that in. Your student advice centre should have some, as will your gp and dentist.

cannylass_2

16-19 year olds in full time education, are entitled to free prescriptions (see the back of the prescription for this info).

carly87_2

thanks to everyone who got back to me!

Oldernotwiser

Meatballs wrote: »

Get a cash ISA (but with instant access unless you know you definitly wont need the money). Try and reach your £3000 allowance.

Read: http://www.moneysavingexpert.com/savings/which-saving-account

Surely the advantage of an ISA is that you don't pay tax on it? As most students are non taxpyers, it rather negates the purpose of it for them.

freebie_junkie

Crispy_Ambulance wrote: »

students don't get free prescriptions per se, but most will qualify on the grounds of low income. You need to get a HC1 form when you start at uni and fill that in. Your student advice centre should have some, as will your gp and dentist.

the threashold is very low though, im a student and also self-employed, i only made just over £4000 last year and im not entitled any more

someone

Oldernotwiser wrote: »

Surely the advantage of an ISA is that you don't pay tax on it? As most students are non taxpyers, it rather negates the purpose of it for them.

Because its use it or loose it
Once you start paying tax you wont pay tax on the contributions from the years you have been adding.

Broke_Student

cannylass wrote: »

16-19 year olds in full time education, are entitled to free prescriptions (see the back of the prescription for this info).

It's 16-18 year olds who get free prescriptions (when in full time education).

Gemmzie

True when you are 19 or 20 and still in college education you still get screwed on prescription charges (even though you still qualify for child benefit and tax credits as a qualifying young person)!!

pondie1

i just applied for my daughters who are at uni,they can only say no really