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War...ranty, What is it good for? Absolutely nothing?

Boys & Girls,

I recently bought a car (end of June - 2010 plate Vauxhall Insignia) and I wont bore you, but it caused me a few problems. So much so, I bought the optional extended warranty a few days later. I'd heard from a friend that the warranty sold by the independent dealer had helped them no end in resolving issues.

I never ever buy extended warranties as they're usually all pap, but because I'd heard good things and I'd had issues, I took the plunge.

My initial issues were resolved outside of this warranty, but I'm booked in on Wednesday, off my own back, as I believe (I have zero mechanical knowledge) the water pump is failing. Having the water pump fail is a common issue with the Insignia apparently and is resolved under Vauxhalls warranty (providing the car is within the warranty period). I'm gonna get the timing belt, water pump etc done anyway, because I don't know the history of the car and whilst I could probably argue the toss (again) with the dealer, I'd sooner go back to my preferred mechanic and pay off my own back. With that said, I was under the impression the warranty I have bought is "as good as the manufacturers warranty", so do you think if my mech can definitely say the issue is the water pump, that I should be covered? Or have a I bought a dead horse (in the warranty)?

The "small print" in the warranty book is below. (PDF Link)

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Can anyone in the know/with the nous, decipher the warranty booklet and in simpletons, tell me what/when it might be useful?

Comments

  • Warranty doesn't usually cover serviceable items - such as timing belt and water pump etc.

    (disclaimer - i haven't read the attachments due to them having lots of words)
  • You need to get the fault diagnosed and then get it submitted to the warranty company for autherisation.
  • Warranty doesn't usually cover serviceable items - such as timing belt and water pump etc.

    (disclaimer - i haven't read the attachments due to them having lots of words)

    I would expect the timing belt to be covered under any warranty provided it had been changed in accordance with the manufacturers guidelines and also the water pump as it is not a "Service" item. (Unless either were specifically excluded by the small print)
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