Moving abroad but want to keep UK bank account

mgdavid

Archi_Bald wrote: »

I rarely visit branches myself, and I certainly won't visit them for "reviews" that some of them would like us to consider necessary.

But - nothing protects you from having to turn up in person in a branch, on request of a bank, when a bank deems such a personal visit necessary.99.999% of all bank customers will probably not have any issue with this.

because 99% won't get asked...

kirstypark

my daughter works abroad most of the year, but keeps her RBS account. We applied for me to become a joint account holder so that if there are issues i can visit the branch - also very useful if she runs out of cash and needs it urgently. There is a high degree of trust needed - on both sides, but it works well for us. Usually i have no idea of how much is in the account. your daughter could set up a joint main account and then transfer cash to a separate account to keep some things private from you if she wants. But you have to trust her not to default on payments as you would be liable.

I also have had a BOS account for over 30 years, but was almost a victim of telephone banking fraud the other week and had to present to a branch to speak to the fraud deapartment on the branch telephone, so sometimes a branch appearance is still necessary. My accounts were locked until i did that and would have been a nightmare to organise abroad

silverwhistle

My experience is the same as seven-day-weekend, except in Italy, and my accounts were with Co-op (Smile), Lloyds (including credit card) and Nationwide. Never had a problem, although I did end up with pitiful interest on a cash ISA which I wasn't able to move.