Halifax ISA Direct or A/L Online Saver ?

joe2cool

Hi just wondering should I put £8,000 divided into my wifes & my own ISA's or all into A/L online saver ?

Appreciate any help

Thx

blinko

juding by the complaints i hear about A+L it might be advised to go for the halifax even though the rate may be a bit lower, in saying that the rate is higher at A+L

jimclark1967

joe2cool wrote:

Hi just wondering should I put £8,000 divided into my wifes & my own ISA's or all into A/L online saver ?

Appreciate any help

Thx

ISA is tax free so use that first (£3000 each) then the remaining £2000 in a normal savings account such as Halifax Websaver from where you could "drip feed" a regular saver account.

See Martin's savings fountain article http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1103213261,45760,

joe2cool

What complaints are there about A/L ?

Appreciate all your comments
thx

blinko

search for the previous threads and read the sunday papers theres always complaints in there !!

eg alliance and leicester ISA 5.4% note the £25 charge if you attempt to move it !!!!

quickquid

Joe2cool you do not say whether yourself and Mrs Joe2cool are taxpayers?

joe2cool

Yes we are !

joe2cool

blinko wrote:

search for the previous threads and read the sunday papers theres always complaints in there !!

eg alliance and leicester ISA 5.4% note the £25 charge if you attempt to move it !!!!

Hi Its the websaver I have with A/L ! , just wondered what the problems were with it ?

Thx for any comments appreciated

Joe

MarkyMarkD

I've never had any problems with A&L Online Saver. The comments re their ISA aren't really relevant to this discussion!

blinko

I've never had any problems with A&L Online Saver. The comments re their ISA aren't really relevant to this discussion

the comments are valid as they are relevant to A+L's behaviour.

so it appears it is you that isnt really relevant to this discussion

joe2cool

Now Now I will be using the A/L Websaver !

Thx