English or Scot's solicitor?

daverock

Hi all.
We are going to be buying my parents house for them. They live in England and we live in Scotland. Does anyone know if we should use an English or Scottish Solicitor?
Also!!! We have a mortgage on our own house and will not be charging my parents any rent for living in their house. Does anyone have any idea about the type of mortgage we would need?
Thanks for reading!

dwsjarcmcd

If your buying the house in England you should use a solicitor based in England. As to the mortgage, I think it will need to be a Buy to let, as you won't be living there.

David

mightymouse

Hi

it may be that rules are different for immediate family and no rent, check with lender I would try for a traditional mortgage rather than a buy to let (unregulated).

you might take advice from an I.F.A or mortgage adviser (independent).

Katmc2k

Hey

There are quite a lot of solicitors in scotland who are dual qualified, you may find your usual/local solicitor is, and if not he/she should be able to recommend someone who is, and its more than likelythey will be within the same firm. I would probably try to find a solicitor in scotland but that's just me.

Kat

daverock

Thanks for th advice folks!

dwsjarcmcd

A good place to start would be to arrange your mortgage and then appoint a solicitor (but I still feel one based in England would be both easier and cheaper). This is because you need to ensure that whichever solicitor you use is on the lenders panel and approved by them. If you don't, and they're not, it could cost you in both time and money.

David