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Nil assessment

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dirtystopout
dirtystopout Posts: 9 Forumite
edited 11 November 2013 at 7:55AM in Child support
Firstly, can I put it on the record that I'm not looking for ways not to pay for my Son, I just need some clarity from anyone who may know their way round Variations.

Earlier this year my Son's Mother told me she wanted me to pay double the amount that I was already paying her otherwise she'd go to the CSA. When she told me the reasons why she wanted so much, I declined. She went to the CSA, I filled out the form they sent me and sent them my Tax Return. A few days later the CSA telephoned me and told me that they couldn't take my rental income into consideration and gave me a Nil Assessment.

In October, the CSA called to advise me that my Son's Mother had applied for a Variation. I received a copy of the application. The application is full of misleading information and unfounded allogations. I am now having to prove that the information on the application is wrong, but I'm having to send the CSA copies of mortgages and loans that are secured on my properties, surely if I have been accused of something shouldn't it be my Son's Mother that has to prove her allogations not the other way round??

Any help will be much appreciated.
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Comments

  • lemontart
    lemontart Posts: 6,037 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    there are many who have lied over the years to csa and got away with it - my ex husband included - but years ago they simply took his word for it with out asking for evidence from either party - Now they do thankfully, also your ex would not have access to provide such documents as proof of her claims if in your name,

    Look at this way if you can support your case with documented evidence you have nothing to worry about. And once copies on file that should hopefully put an end to any future issues of the same nature.
    I am responsible me, myself and I alone I am not the keeper others thoughts and words.
  • Thanks for that! I do have the documented evidence so hopefully that will suffice. It's just a shame that a bitter person can be allowed to destroy what the NRP has just to line their own pockets.
  • When you reply stay focused and stick to factual information which is relevant to the variation. Try to be clear and concise, but tell them everything that you want them to know, don't assume that they already know or that it is obvious from the documentation.

    If the PWC has made irrelevant allegations don't be distracted by them, just deal with the relevent facts. If you want you can put something at the end of your response stating that Mrs X has made a number of unfounded allegations, that you totally refute these but you have not responded in detail because they are not relevent to the request for a variation.

    You should put some money aside to pay the arrears if her application is successful, the decision will be backdated to the start of the claim (assuming that she met the necessary time limits).
  • Good luck with your appeal.We have been struggling since the CSA have believed the pwc in our case & not given us chance to get them to look at the evidence we have paid her direct.We have suffered at the CSA's timeframe of working(very slow )We went to appeal & won it despite the CSA saying it wasn't possible. Keep fighting if you know you are in the right.We are determined to get justice.The trouble is if you even raise an issue with them they tend to think here's another NRP who doesn't want to pay for his children & has got into this mess by avoiding them.It's not right at all .We want a FAIR system for everybody!
  • Crellow4
    Crellow4 Posts: 276 Forumite
    Thanks for that! I do have the documented evidence so hopefully that will suffice. It's just a shame that a bitter person can be allowed to destroy what the NRP has just to line their own pockets.

    And currently you are making no financial contribution for your child. Although your rental income cannot be brought into account, the net value of your assets - presumably rental properties, can be. Questions can also be asked about HOW you are managing to cover your financial obligations, this will be covered by the Lifestyle Inconsistent variation.
  • Crellow4 wrote: »
    And currently you are making no financial contribution for your child. Although your rental income cannot be brought into account, the net value of your assets - presumably rental properties, can be. Questions can also be asked about HOW you are managing to cover your financial obligations, this will be covered by the Lifestyle Inconsistent variation.

    No, I'm not making any contributions for my child at the moment after being advised by the CSA to stop paying.

    I understand what my Net Value of Assets means but what actions can the CSA put in place if I have mortgages and business loans secured against them plus I'm only 50% owner?
  • Crellow4
    Crellow4 Posts: 276 Forumite
    No, I'm not making any contributions for my child at the moment after being advised by the CSA to stop paying.

    I understand what my Net Value of Assets means but what actions can the CSA put in place if I have mortgages and business loans secured against them plus I'm only 50% owner?

    You will be required to provide valuations of your rental properties along with loans/mortgages secured on them. If they are jointly owned you will need to supply evidence. If this goes to appeal, as I suspect it will, you will also be required to produce tax returns - to show who the rental income goes to. If 'Lifestyle Inconsistent' is being considered you will also be required to provide bank and credit card statements to show how you are funding your lifestyle - you clearly can't survive on the income you declare - along with a list of household expenditure.
    Appeals with forensic accountants are intrusive and unpleasant - you may find it more palatable to reach an agreement with the PWC.
  • Crellow4 wrote: »
    You will be required to provide valuations of your rental properties along with loans/mortgages secured on them. If they are jointly owned you will need to supply evidence. If this goes to appeal, as I suspect it will, you will also be required to produce tax returns - to show who the rental income goes to. If 'Lifestyle Inconsistent' is being considered you will also be required to provide bank and credit card statements to show how you are funding your lifestyle - you clearly can't survive on the income you declare - along with a list of household expenditure.
    Appeals with forensic accountants are intrusive and unpleasant - you may find it more palatable to reach an agreement with the PWC.

    This is where things get interesting because, and I'm not just saying this, all of the allogations on the Variation application from my Son's Mother are all unfounded. Not one thing she has written is true. She's accused me of owning property that I've never owned, accused me of inheriting all of my properties from my Father's Will, carrying large amounts of cash all the time, driving a "posh" car and living in an upmarket area, non of which are true. Where do I stand with this?
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This is where things get interesting because, and I'm not just saying this, all of the allogations on the Variation application from my Son's Mother are all unfounded. Not one thing she has written is true. She's accused me of owning property that I've never owned, accused me of inheriting all of my properties from my Father's Will, carrying large amounts of cash all the time, driving a "posh" car and living in an upmarket area, non of which are true. Where do I stand with this?

    Don't panic, they do the assesments based on fact, not emotional tripe, some people are rubbish with money, holidays can be had cheaply, posh area is relative, owning houses is just paper stuff, chances are you may gain about £50/month gross if you are lucky.
  • Yes,they get so much rubbish from exes they are used to it makes you wonder how they seen to 'know' so much about the exes- they must spend ages on facebook !
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