Will I have to pay if third party at fault?

BertTheRaccoon

Make sure you have a wheel brace in your hand to discipline the idiot :-D

albionrovers

Cyclists eh? First to moan about nothing, stare drivers out and they think they own the road.

I hate 'em.

Aretnap

BertTheRaccoon wrote: »

If they have home insurance with "personal liability" cover, then you can pursue the claim in that direction, but there is no automatic way of finding out if they have such cover (even when they do hang around to give you their name & address details)

Presumably you just start the claim against him personally, and if he doesn't want to pay himself (and has any sense) he hands it in to his insurer?

Most people (especially people with expensive bikes) have the means to pay a few hundred quid to fix a door though, so if he wasn't insured it wouldn't necessarily be a big problem.

Of course, either way you still have to find the !!!!!!.