Monday 4th November - What small DFW things will you do today?

ziggy2407

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

ziggy2407

Good Morning My Lovelies

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Bright, sunny but very cold here today, hubster back to work today and DS back to school tomorrow. So today's little list:

Check Banks - Done
Check swapits - Done
General Tidy up - Done
Packed lunch for OH - Done
Check www.freepostcodelottery.com -
Bake buns - Done
Shop (with list) -
catch up on e-mails -
Surveys -
Nectar Adpoints -
Re-install Printer -
Print "snowman soup" labels -
List bits for sale/declutter - FB/Freegle etc -
Finish 6 x reindeers -
Knit -
Read Book (from library) - in progress

Have a good day, love to you all.

C xx

Bohochange13

Good morning to everyone, Monday is here, it's cold miserable so only one thing for that - a day in doors being productive embarking on my new journey and the challenges I face!

So today I am going to be busy doing the following:

- list on ebay
- washing on 30
- all meals from stores
- no spend day
- ironing
- stay away from buying and drinking fizzy drinks!
- research slow cookers

Off to crack on with coffee in my hand! Have a lovely day! :cool:

Check check check - managed to complete nearly all of my list except for the ironing, but will do a bit soon. Very good day!!

cabriolean

Good luck with the research, I have an Asda 3litre one, it does curries, soups and stews mainly, very nice to come home to after a long/cold day

I cancelled my LoveFilm, dead laptop along with a few other unexpected expenses means I need to cut back. Also planning this to be a SFD, so eating only what's in the house, also planning to start knitting up part of my sister's birthday present from some nice fluffy wool I got at 3 balls for £1, also making bread tonight hopefully, so no buying lunch (tomorrow).

MinnieMousesMummy

Good morning everyone, Its a nice sunny day here today.
Ziggy - Thank you for starting the thread off this morning.

My list for today:
Sort through 50 emails
Check postcode lottery & birthday bingo
Attend college
Do some work on Nectar Adpoints
Make creme brulee to use up the cream - Its now in the slow cooker, DH will take it out when he comes in from work
Write 2000 word report for client
Phone doc for appointment DONE
Phone doc reg dd's flu vaccination DONE
Phone insurance company reg letter DONE
Catch up with thread
Update income sheet & challenge
Quick hoover round the house DONE
Finish painting the bathroom
Pay some money off debt
Check items that I have finishing on ebay today and send out invoices
Send invoices to freelance clients for work completed last week

I think that is everything that I need to get done today, Hope everyone has a good Monday, Hugs to those that want/need them x

hampsterpoo

Morning all , got to try to have a low spend day today as everyones here and more coming round later.

So must crack on before they arrive

Surveys - Done
Postcode lottery -
General tidy up - in progress
shopping list for tomorrow - in progress
Read book - not likiley to happen today ,but will try
Laundry - attacked but battle not won yet
Dinner from freezer - no idea what.
Lunch from fridge - eggs of some description.

Have a great day everyone

PS we have two slow cookers , one small 1.5ltr (big enough for 2 ) & one larger one for bigger meals.

allydowd

Morning all, :wave:

Thanks for the starter Ziggy.

Was going to start the day with a brisk walk in the cold, sunny air. Except OH has accidentally left the house in a hurry with both sets of house-keys.:rotfl:That'll have to wait til later.

The List:

Checked online banking.

Last Housing Benefit payment arrived. Spent wisely settling OH's tax bill.

Meals from stores.

Exfoliate with sea salt from kitchen.

ShootForTheMoon

Morning lovelies!!

Thanks for starting us off Ziggy x
Well, we had a very quiet night shift last night - the rain obviously kept people inside last night! On the plus side, got lots of little jobs done on work's time!! Hehe!

So... Today's list looks like this:

Checked banking - all fine

Nectar Adpoints - seriously tedious, but over the £30 mark now, so really worth it!!
We have a new plan to use the points towards flights for our Summer Holiday next year!!

Cleaned car at work garage, inside & out; topped up water, screenwash and tyres using work's kit!

Shared lift and took some fruit in to work to snack on.

Helped colleague with budgeting and planning for when he moves into his own house next month... (the same colleague who spends £300+ a month on coffees - easier said than done!!!!!!!)

Charged phone at work

Used voucher to buy OH an album she wanted as a small gift

Make spicy parsnip soup... One of my favourites - will make a batch and freeze some for later!

Submit gas and electric meter readings prior to billing time!

Take down balcony solar lights before they get too battered over winter - cleaned and stored ready for next year!

Quick Hoover and dust

Light wash on economy whilst I slept!

Keeping the heating off as will be tucked up in bed!

It's our anniversary today, so taking OH out for a meal in Clifton tonight on Clubcard Reward vouchers - winner! I'll drive, so just a couple of drinks to pay for.


Think that's about it - have a fantastic day everyone!! Big MSE love xxx

MrsGSR

Hello! Feeling pretty good today.
*made roasted tomato soup with the huge bag of tomatoes I got from the market for £1
*checked bank account all looking good there
*made a pasta dish for lunch using leftovers in the fridge and I have plenty for tomorrow too.
*prepped tea for the kids using leftover sausages from Saturdays bonfire party at a friends.
*tided and decluttered the kitchen
*SFD as we are staying in all day
*mine and DHs tea will be Asian style beef stir fry made from leftover beef from yesterdays roast and whatever veg is lurking in the fridge.

x.nukke.x

Hi everyone

:heart2: Today will be a SFD for me
:heart2: Lunch from the freezer - we bought a load of bread and bagels in the reduced section of Tesco so I just freeze it all and lift what I need in the morning to take to work
:heart2: Dinner from the freezer - easy cod and chips I think
:heart2: eBay some things to sell
:heart2: put my guitar on gumtree (I promise I'll actually get round to it today :rotfl: )
:heart2: start making up the Christmas hampers I bought for OH's family - I just want them out of the way so I don't need to think about it anymore!
:heart2: swagbucks - I only need 350SB for a £25 voucher which would be great towards Christmas so aiming to be able to cash it out tomorrow at the latest!

Does anyone know what I can do with pears? For some reason my husband bought pears when they were on BOGOF - he only eats one and then the rest go off! I've around 11 left! Determined not to let that happen again .

lilian1977

Hi all

Back in the game now as am in debt again - put my annual train pass on my 6& APR CC (couldn't get a 0% one) so have that to pay off. Have been putting £25 aside every month for the last year so have £325 towards it but still a lot more to pay off. It's cheaper to get the annual one even with the interest than to pay monthly or weekly so it's a worthwhile debt in the long run.

So, my things for today.

Check banking - done
B,L,D from stores including leftover party food
Pick up free Nails Inc nailvarnish from Debenhams then list on Ebay - done (not Ebay part, waiting until free listing)
Pick up free Uncle Ben's rice from T3sco (voucher in Metro) - done
Pick up free Greek Gods yoghurt from S4insbury's
Use £3 card in Body Shop to get a freebie - done, got hand wash
Take stuff back to Primark then remember to pay cash off CC when cleared
Cancel Lovefilm - done - need to remember to post DVDs back
Book onto free art club for DS for Friday - done
Sw4bucks, Inst4GC, BirthdayBingo, Freepostcodelottery and Adpoints - done

Have happy DFW days all xx