Noddle credit file

brooklyn07

Hi All

I've signed up to noddle and check my status on a regular basis.

Whilst nosing around in my report I have discovered a tab called "your searches"

In there are several entries called CallCredit Noddle - Consumer credit file request.

With dates on 03/09, 23/07, 14/06, 10/02, 02/11.

Does anyone know what this means please?

I've not applied for any credit this year but searched for insurance in feb??

Thanks

Tixy

Those searches should be you obtaining copies of your credit file.

brooklyn07

would this be by logging into noddle??

I've not done any searches on my credit file elsewhere other than just logging into noddle every month and the dates don't add up....

Tixy

I think that by signing up to noddle you basically agree that callcredit data is sent to your noddle account once a month.
So I would guess that those entries would either be the dates you log in or be the dates callcredit have sent the monthly report to your noddle account.

Does the question appear in the FAQs once logged in to noddle?

lisyloo

If you login and your file was already fetched in the last month (30 days?) then it would NOT get fetched (searched) because you're only entitled to it every month.
If however it's a month or more since you logged in then a new search will be done and the information renewed.

You searches might not be 30 days apart because it might be more than 30 days when you login and it also won't tie into when you login because if it's LESS than 30 days then no search will be done and you'll simply be presented with the last lot of information.

Does that make sense?