Debit Card - which bank ?

chipmunk

Is there any way you can determine which bank a debit card is linked to if you have the card number and a merchant ID ?

YorkshireBoy

The first 6 digits are the BIN (Bank Identification Number)

Just checked a couple of mine here...

http://binchecker.com/

pmduk

The merchant id is issued to the retailer and has no relevance to the card.

chipmunk

Thank you both for your replies. Don't suppose there's any way to identify the account number it comes from as well is there ? (not holding out much hope on that one :rotfl: )

System

Merchant ID relates the to retailer.
The first 6 digits of the card number would narrow it down to issuer.

chipmunk wrote: »

Is there any way you can determine which bank a debit card is linked to if you have the card number and a merchant ID ?

innovate

Why do you want to know the account number?

pmduk

At least one bank (Halifax I think) used to include the account number in the card number, however I don't think this is now the case.

chipmunk

innovate wrote: »

Why do you want to know the account number?

Cos' I do

innovate

Sounds rather dodgy.

Hominu

chipmunk wrote: »

Cos' I do

The bank can do this for you, just go down with appropriate id (passport, driving license) and they'll look up the account number for you.

JuicyJesus

YorkshireBoy wrote: »

The first 6 digits are the BIN (Bank Identification Number)

Just checked a couple of mine here...

http://binchecker.com/

I really don't like any site where clicking in a box causes a popup to appear for a shop literally called "Spammer" which sells (god alive) spamming stuff.