.

watchman610

..........

Fish_n_Chips

No need to go to Police
No need going through insurance
Try and sort it between you...That's what I would do...

atrixblue.-MFR-.

as above.

I would be seeking to have the door repaired or even salvage replaced with same color panel and paying for it privat, if he just wants the cash then would ask him to sign a full and final settlement receipt upon cash handing over so he cant take £300 of my money go through insurers and it costing me my £350 excess and increase in premiums and having him go the whiplash route for £2.9k

Strider590

Yet another thread which outlines why parking nose first into spaces is not only much more difficult, but also much more likely to cause an accident.

This exactly how my car got hit........

Every morning at work, I reverse 75ft down a narrow car park, into a space BARELY wider than my car. In a company employing around 50 people, there are only 2 of us who have the sense to reverse park, so that we don't have to do a 20 point turn to get out every day at 5pm.

McKneff

I always wonder why the person who has done the damage always plays it down

Damage wasn't that bad tbh; bit of paint came away and a few scratches/scuffs to my wheel arch (not worth claiming for) and the only damage to his door was about a 6 inch white mark from where I'd reversed into it.

If you had done this to my car I would be livid, it doesn't matter how much damage is done, your flippant attitude would insense me.
It can cost just as much to repair an old car as a new one.

I would insist that its done through insurance, even if it was just to teach you to drive more carefully and have a bit more respect afterwards about other peoples feelings.

And if you look at your T&C,s it is a requirement in every insurance polity to inform your ins. company of any 'incident' you are now more of a risk. Not informing them and them finding out later can invalidate any insurance claim in the future.

OddballJamie

Strider590 wrote: »

Yet another thread which outlines why parking nose first into spaces is not only much more difficult, but also much more likely to cause an accident.

This exactly how my car got hit........

Every morning at work, I reverse 75ft down a narrow car park, into a space BARELY wider than my car. In a company employing around 50 people, there are only 2 of us who have the sense to reverse park, so that we don't have to do a 20 point turn to get out every day at 5pm.

You're losing your touch. It was twice the length last time I heard that story.

BTW if the space is barely wider than your car. How do you exit the vehicle? Ejector seat perhaps?

Strider590

OddballJamie wrote: »

You're losing your touch. It was twice the length last time I heard that story.

BTW if the space is barely wider than your car. How do you exit the vehicle? Ejector seat perhaps?

End space, nobody parks in it because parking nose first would leave you exiting into a large bush. Some people have tried, wound up parking too close to another car and had a right old game, having to shuffle cars around when the other car wants to leave.

When I reverse park in there, I can pull the car right up to said bush and exit easily, I turn the wheels fully to the right (to stop the idiot next to me smacking my wing/bumper when he/she reverses out) and everyones happy

Aretnap

No need to inform the police if there were no injuries and you exchanged details at the scene.

You DO, strictly speaking, have to inform your insurance company of the accident, even if you don't plan to make a claim. If you don't tell them and they later find out it could mean your policy being voided. Of course it's not particularly likely that they'd find out if the other bloke accepts a wad of cash to pay for the repairs and doesn't tell his insurers either, but be aware of the possible consequences.

Aretnap

atrixblue.-MFR-. wrote: »

...it costing me my £350 excess...

No excess for a third party claim.

fivetide

OP that is one spectacularly accurate speedo you have there.

However, if the door isn't actually dented, it might actually be just a small paint swap that could polish out.

Unfortunately you are the one at fault so if the other party wants to go through insurance, then that is their choice.

It might be worth reminding them though that:

- an old car could easily be written off for want of a bit of paint given the costs associated with a claim

- Their insurance may well rise too even for a no fault claim

Just to make sure they are fully appraised of the situation mind... Apart from that though, not much you can do. As no one was injured you don't need to report it to the police.

PDC

fivetide wrote: »

It might be worth reminding them though that:

- an old car could easily be written off for want of a bit of paint given the costs associated with a claim

- Their insurance may well rise too even for a no fault claim

To play devils advocate here, I think if someone drove into my car and then told me it was an old car, not worth repairing, and that my insurance might go up because of the accident I don't think it would make me feel any better toward the other driver.