Company Travel Credit Card

illumi

Hi there,

I may be travelling to Asia (HongKong/Shenzhen) for business with the company I work with (2 weeks maximum stay). They work on an expenses basis where I pay and reclaim the expenses back from the company. It seems a common method between employees of paying by credit card and paying it off once the expenses have been reclaimed.

Which credit card would be the best choice for a trip like this?

jonesMUFCforever

If you are not paying the bill then absolutely any card will do.

pingles

If you'll be reclaiming the charges in full it may help to look for credit cards from the companies you'll be making travel bookings with.

For example, the American Express BA cards will give you additional avios for every £1 you spend with them (on top of what they already give you), the Amex Gold card will give you additional rewards for spending abroad, paying for airline tickets and hotels etc. The Gold card isn't a bad one to consider- you'll get a reasonable set of points for almost whoever you stay with. If you're staying at the Starwood properties then check out the SPG Amex (again- decent transfers into other travel schemes).

Failing that, make sure you get yourself a cashback card- Barclaycard would give you a chunk given your biggest charges (could be lucrative given the cost of air travel, hotels etc.) or the Amex Cashback card.

If you're not expensing everything whilst you're out there it may also be worth getting yourself the Halifax Clarity card so you can access cheap money that you're paying for.

opinions4u

Something that pays you points or cash.

http://www.moneysavingexpert.com/cards/cashback-credit-cards

illumi

pingles wrote: »

If you're not expensing everything whilst you're out there it may also be worth getting yourself the Halifax Clarity card so you can access cheap money that you're paying for.

The only thing I don't have to pay for is flights.
I like the idea of the Clarity card to avoid paying to exchange/withdraw money.

lisyloo

I like the idea of the Clarity card to avoid paying to exchange/withdraw money.

There is interest if you withdraw cash, although it's a good rate.
Surely the comapny would cover any costs for exchange?

Do you know your employers scehdule for repaying?
You might want to consider a card with a long number of free days.

You could ask you employer for a cash advance if you are going to be spending a lot and can't afford to bank roll the company.

illumi

lisyloo wrote: »

There is interest if you withdraw cash, although it's a good rate.
Surely the comapny would cover any costs for exchange?

Do you know your employers scehdule for repaying?
You might want to consider a card with a long number of free days.

Company will cover every expense I can get a receipt for, so yes.
Not entirely sure on the repay schedule, although I imagine it shouldn't take too long.

msallen

I always use two - one for things which I will be claiming on expenses and one for personal spend. For the expenses one I look for the best cashback or rewards but don't care about the forex cost as work picks this up. For the personal one I use one with no forex fee.