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Tuesday 29th Oct - What Small DFW Things Will You Be Doing Today??!
Comments
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Hi everyone,
Thanks for starting us DNMS.
Candy - Congratulations on your new job! So pleased for you.
Today's plan:-
- Making use of free water & doughnut at work
- Food from stores - leftovers for lunch
- Dinner from meal plan - Bangers & mash & veg
- Log calories & exercise on free apps
- Checked birthday bingo
- Charging phone at work
- Check online banking
- Check for new mystery shopping opportunities
- Enter some comps
- Do some surveys
- Declutter & flylady
- DH hopefully doing a bit of overtime today
- Heating off, fleecey dressing gowns on instead
- Check fleabay, 6 items will sell at the moment
Not big bucks unfortunately but it all helps & I really need to get rid of this stuff, need to declutter!
- Check Sainsbugs giftcard has loaded & if it has then go to Sainsbugs straight after work, taking own bags & need to stick to list, use coupons if I spend enough, which judging by mysupermarket last night I will!
- Go to prepaid pole class afterwards, saves petrol & time
- Print off order confirmation at work, saves my paper & ink (order was necessary, it's a xmas present for my Granddad & I used cashback to get a whopping 64p back, & free click & collect
)
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Hi, I haven't posted here for months, but I'm hoping to get back on track, so here is my list for today:
Already Done:
*Spent some time on Swagbucks
*Answered some surveys on the Maximiles app
*Submitted a meter reader for the gas and elec, as I don't want to be under/overpaying
*Lunch was tin of soup from store cupboard
To Do:
*Answer some surveys in inbox
*Evening meal from store cupboard
*Use up some free samples of body cream
*Print out Tesco clubcard coupons and coupons from Supersavvyme for shop tomorrow
*email a couple of friends (I figure I'm saving on phone bills that way)0 -
Bohochange13 wrote: »Not very DFW but I just want to get through the day at work without crying!! Will have a productive list once I can become me again!!! ��
Aww no, whats wrong? Hope today gets better for you :AGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Ohh people it's not fair!!!
I am getting to the point where I really want to change my job due to the stress levels/change in management and company direction but I seriously can't afford to drop my salary! To be fair, I could afford to but I'd never get the rest of my debt cleared offwhat a horrible position to be in
So I'm struggling to stay positive right now, I'm going with the small positive DFW things...
- Checked all bank accounts
- Paid £50 off hen party trip, straight from budget account "entertainment" fund
- Try to work hard on training new girl, not going to plan...:(
- B/L/D from stores
- Dinner from mealplan, OH cooked
- NSD on anything not budgeted for
- Make lunch for tomorrow, healthy and stick to diet!
- Start researching 0% balance transfers to open CC as mine runs out 14th November
- Try to sleep well tonight
Too many sad faces there, need to man up and get on with it!
JxNothing to report as yet...give me a minute...!0 -
Awww Josie, hugs .... I know exactly how you feel
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
I'm a bit late to the party but...
NSD
B/L/D from stores/meal plan (discovered DS2 likes homemade chow mein which costs pennies)
Found I can fit into DS1's unwanted/unliked (thus unused) winter coat
Refund agreed
Go to bed and watch TV instead of using heating and lighting (posting from there now)
Checked account online
Hot chocolate from stores at home instead of costa at work
Charged phone at work
Prescription pain meds free day
Research DD1 xmas present
Pat self on back for no self-flagellation over debts - can't change it now but can work towards fixing it
Ask for overtime hours - boss off sick will ask tomorrow
Plan study leave - will save travel costs and in long term improve income
Check ebay sales - two items with bids now
Begin DFW diary
I've REALLY been bitten by the MSE bugLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Candy your job sounds fab. Hang in there josie, something better will find you
Evening update:
Good DFW things- Charge phone in work - done
- Overtime until 7.30 - til 7. Not bad, but my brain shut down!
- B/L/D from stores (reduced fruit bread/rice & reduced houmous salad with reduced pitta/poss left over pizza if OH doesn't eat it or something else) - OH has eaten pizza. Couldn't face cooking so had a very bizarre "ploughmans" consisting of apple, cheese, pitta bread, houmous, mini gherkins and tomatoes. Who would have thought that gherkins and houmous would taste so good?!
- Put Kenco reward points into account (am running out of free coffee!) - done. Ordered more Milicano
- Look for m-i-l's Christmas present. Have had to scale down my original idea due to cost - will discuss with OH when he gets in
- Use saved gift bags/ribbon/tissue paper to wrap m-i-l's birthday scarf (which is much softer thanks to internet solution) - done
- Heating still OFF. Although was nippy for the first time this morning - very nippy tonight. Am not putting the heating on now, but we're close.
- Checked the Wychwood madvent calender. It's free but you need to sign in through Facebook. Didn't win though
www.wychwood.co.uk/halloween
- OH stayed out at the pub last night. Spend: unknown.
- OH going out with uni mates for birthday tonight. Spend: Possibly astronomical. - apparently he isn't going out now
- I am getting in late from work. Always tempting to pick up something quick for dinner from Tesco. Must resist. Having said that, I don't have any money left (paid on Thursday) so not too bad! - I was good girl
LBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Hello,
Newbie here - really need to get my act together - I tried ninja savings kat September challenge - big fail so hopefully you will all help keep me on the straight and narrow.
For today ....
B/L/D from stores and meal plan
Two loads of washing done - one dried on the line, one on racks
Load of washing to get finished early so I get another one done before
work and both outside - early risers in this house
Went for a run using NHS couch to 5k
Mended the run in the bottom of my pop socks
Patched my woollen mittens which I love but have holes in and can't find another pair
CS0 -
Evening, newbie here but follow with interest as so many good ideas. Positive things here:
* Lunch was work's leftovers from a meeting so didn't need to eat mine I had taken in, result!
* Tea was from the slow cooker (a godsend in our house) and leftovers will do hubby for lunch and tea tomorrow
* small spend in B and Q for finishing bits for hanging our door curtain...hoping this will make things a little warmer and save on turning heating up...heating on here for short while each daymainly to get washing dry
* reclaimed professional registration fees back from work so bonus £76!0
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