Newbie Credit Card Question

matthewfelgate

If I get a credit card and pay it off in full every month, I won't have fees, is that right? (if I don't take money from ATM, currency advance etc...)

Are there Credit Cards that charge a fee even if you pay off in full every month that I should look out for - how can I tell?

Fruit_and_Nut_Case

matthewfelgate wrote: »

If I get a credit card and pay it off in full every month, I won't have fees, is that right? (if I don't take money from ATM, currency advance etc...)

Normally, yes.

Apart from...

matthewfelgate wrote: »

Are there Credit Cards that charge a fee even if you pay off in full every month that I should look out for - how can I tell?

It'll be in the T&Cs.

guesswho2000

matthewfelgate wrote: »

Are there Credit Cards that charge a fee even if you pay off in full every month that I should look out for - how can I tell?

Two kinds - one with an annual fee (which will be obvious) and the very few which charge interest on balances even when cleared in full - this will be in the summary box.

LTSB Advance credit card was in the latter category, I assume the LLoyds Bank and TSB ones still are.