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travel insurance with criminal record

I know you need to find specialist broker for house and car but do travel insurers need to know about criminal record before accepting you?

Comments

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I don't think there will be a universal answer.

    One insurers assumes - Has not received any criminal conviction for fraud, dishonesty or deception in the last 5 years.
  • *Scarlett
    *Scarlett Posts: 1,760 Forumite
    You would need to check the "assumption" questions that each insurer asks.

    Unless they ask you don't need to declare.

    If you are in doubt ring any insurers that you are interested in and go through the full quote with them. If they don't ask about convictions then you don't need to mention - it's up to them to ask.

    They will normally honour any online quotes to get your business.
  • It is also worth considering whether the offence is "spent" within the context of the Rehabilitation of Offenders Act. If it is then the insurer must ignore it anyway.

    This is the Act that forced insurers to stop loading motor insurance premiums five years after a conviction for drink driving rather than the ten years it used to be.
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