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First:Utility - Can I transfer existing Debit?

Hi all, I am looking to swithc to First:Utility but with christmas coming I cant afford to be forced to pay of the existing debit I have with the current provider in a lump sum before christmas.

I believe some suppliers will let you move of your existing debit (debt).

Ive been trying to ask this of first direct over the phone. a total of 1hr 40mins in calls to them today on three occasions and still not able to get an answer - waiting in a queue.

I was wondering if anyone who has switched in the past or recently knows if they will allow this.

At this rate by the time I get an snwer from them they will have put their prices up and ended the fix! I cant find the answer on their website either.

Comments

  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A debit on a DD account is not a debt and yes when you change supplier you existing supplier will issue a final bill and expect it to be paid in full with 28 days after which it becomes a debt and they can send in the DCA.

    The transfer of debt you are talking about only applies to an existing debt that is being collected via a PPM.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
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