Trying to cancel rolling monthly gym contract, but being told I'm in a 1 year contrac

19lottie82

monty-doggy wrote: »

I had this a few years ago, and the monthly payments were by debit card not direct debit, so I rang the bank up, cancelled my card, checked there were no direct debits and just never went back,
I got one letter from them about the rejected pay,met method and they never chased me again.

I hope you aren't suggesting that the OP follows this plan of attack as that would be very risky indeed.

monty-doggy

19lottie82 wrote: »

I hope you aren't suggesting that the OP follows this plan of attack as that would be very risky indeed.

I don't mean to sound ignorant but why is it risky? For me, I was misold the membership. If they wanted to pursue me for the money, they would have to answer to that surely? And it would have cost them a fortune?

jacques_chirac

monty-doggy wrote: »

I had this a few years ago, and the monthly payments were by debit card not direct debit, so I rang the bank up, cancelled my card, checked there were no direct debits and just never went back,
I got one letter from them about the rejected pay,met method and they never chased me again.

If a CPA is in place this will not stop the payments. Nor will it stop the OPs legal liability for the debt.

monty-doggy

I didn't realise. Sorry i didn't mean to sound irresponsible.
The gym I was using is now closed down, it had a bad reputation for mis selling, not having properly trained staff and a lot of on the side beauty treatments which were not great.
I guess I was lucky it wasn't pursued.

spacey2012

If you sign a contract, then that is what you sign up for, anything else is know as traders puff .
If the contract says 12 months you owe 12 months.
Read what you sign first, not later, if pressured take a copy away and read it and come back later.