We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Does Car insurance also covers damages from flood?

rey_12
rey_12 Posts: 17 Forumite
in Insurance & life assurance
Recently we experienced flash flood, I didn't have time to save my car, The problem is, I don't have a car insurance.

I am planning to avail one, Is there a particular type of car insurance that will cover Flood-damages?


:eek::eek::eek:

Comments

  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    Fully comp should as long as you're already insured before it floods.
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Comprehensive insurance covers own vehicle damage and unless they show malicious intent on your behalf then would cover flood damage to a car
  • Quentin
    Quentin Posts: 40,405 Forumite
    And no need for a medical examination and the like either to avail it!
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You need to get cover from Retrospective Direct at Lloyd's
  • whatmichaelsays
    whatmichaelsays Posts: 2,927 Forumite
    Part of the Furniture Combo Breaker
    rey_12 wrote: »
    I am planning to avail one, Is there a particular type of car insurance that will cover Flood-damages?

    Not any that will cover events that happen before the insurance was purchased, no.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture