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What to do with a lump sum?
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If by "a few years" the OP means under 5-10 years and he wants the money for a house deposit, then he is better sticking with deposit accounts of some kind or another, possibly moving to cash ISA as and when?
As has been said previously, he can look at Santander 123, Nationwide Flexdirect account, TSB Enhance, FD for the regular saver etc, but he needs to be aware of the funding requirements and willing to take the time to cycle the money round the accounts.0
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