question Barclays account holders

swgl

Do you have anything showing in the Products - View pre-selected offers area? It used to show £15-20K for barclayloans and around £1K for overdraft, but it now says this: "There are no pre-selected offers available to you based on the information we have."

Is this an effect of recent credit applications elsewhere - my credit rating is lower now (temporarily) because of that?

Thanks!

TadleyBaggie

Mine says the same.

pmduk

Seems the probable reason to me, they update this section once a month I believe.

swgl

Thanks TadleyBaggie, have you recently applied for credit cards or other loans? Is otherwise your rating good? I'm trying to figure out why they 'withdrew' the loan and
overdraft that I was 'preselected' or preapproved for, whatever that means.

InsideInsurance

Been with Barclays 4 years now and only once or twice have they ever had anything in the pre-approved section.

On the basis they arent approaching the CRAs as there are no markers being left at all, then whatever the criteria is it is purely internal

TadleyBaggie

swgl wrote: »

Thanks TadleyBaggie, have you recently applied for credit cards or other loans? Is otherwise your rating good? I'm trying to figure out why they 'withdrew' the loan and
overdraft that I was 'preselected' or preapproved for, whatever that means.

No loans or credit card applications within the last 6 months. I have a spotless credit record. Also had the same current account 40 years.

a&akay

swgl wrote: »

Do you have anything showing in the Products - View pre-selected offers area? It used to show £15-20K for barclayloans and around £1K for overdraft, but it now says this: "There are no pre-selected offers available to you based on the information we have."

Is this an effect of recent credit applications elsewhere - my credit rating is lower now (temporarily) because of that?

Thanks!

Barclayloan £25k
Overdraft £5k
Barclaycard offer is cut off before I can see see it

As a serious stoozer with currently £50k in the pot, I'm amazed at the above:D. My Noddle is 3/5 which I know doesn't reflect the Barclay's risk score but I'm happy it's indicative. Sadly I'm going to have to unwind my exposure, as nobody else seems willing to lend me cash anymore and the large CC credits at 0% are due to expire soon!

mgdavid

Blimey, had to hunt around for that, in part of the site I've never visited before. £25k loan here; no overdraft offer but I already have 500 allowed tho' never use it.