Barclaycard Cashback vs. American Express

planteria

the potential cashback is too limited

w211

InsideInsurance wrote: »

Most that play the points game that I know have an AmEx to use most the time and then the now stopped Capital One cashback card for those that dont accept Amex

I used to use the American Express Cashback Platinum card (which I applied for when the top tier (>£10,000 yearly spend was 1.5%), and a Capital One Aspire World card (0.5% up to £6,000 yearly - unlikely to be spending over that) for everywhere else.

I don't think I spend enough on a non-Amex card to justify the Barclaycard Cashback card for its' £24 annual fee (which isn't available anyway)

InsideInsurance

w211 wrote: »

I used to use the American Express Cashback Platinum card (which I applied for when the top tier (>£10,000 yearly spend was 1.5%), and a Capital One Aspire World card (0.5% up to £6,000 yearly - unlikely to be spending over that) for everywhere else.

I don't think I spend enough on a non-Amex card to justify the Barclaycard Cashback card for its' £24 annual fee (which isn't available anyway)

Hence why the Aspire World was so popular before it was decommissioned.

Most the people I know with AmEx tend to go for one of the chargecards and MR points rather than cashback and then just play the games to ensure they are maximising the number of "airmiles" they get. When you travel a lot with work a combination of this and directly collected airmiles can make the family holidays very cheap relative to the grade you're travelling