Halifax Clarity Rewards

yz324

On the MSE page, it says, you have a reward account which you pay in 750 a month and a clarity card on which you spend 300 on a month, you get a £5 payment

However the T and C says

11.1 If you meet the requirements set out in condition 11.2, then for any statement period in which you:-
(a) make at least £300 of Purchases (once any Purchases refunded in that period have beend deducted);
(b) stay within your credit limit; and
(c) make your minimum monthly payment;

you will qualify for a £5 credit to your account in the following month. The credit will not be treated as a payment to your account under these conditions.

11.2 To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-
(a) hold a Halifax current account and pay in £1,000 or more each month;
(b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
(c) open or hold a Halifax Ultimate Reward Current Account.


'If you meet the requirements set out in condition 11.2...'

Maybe I have misunderstood this, doesn't 11.2(c) mean we have to hold a Halifax Ultimate Reward Acccount to qualify for the £5? or only 1 of the conditions in 11.2 needs to be satisifed + all of 11.1 to be eligible for the reward payment?

From all the forum discussion, it seems to be the latter, but I would like to check to be sure.

chanz4

nope a reward acc is fine