Lloyds Card Services operates Halifax Credit Cards?

cepheus

I suspect if you apply for the all in one Halifax Credit Card it comes up with Lloyds Card services on your Direct debit bank statement! This was baffling me. Anyone else noticed this?

This might explain why

Quote:
Lloyds Banking Group, which was formed by the merger of Lloyds TSB and HBOS has two banking licences

wealdroam

The moneysupermarket link doesn't work.

System

The article is 3 years old and was inaccurate when written.

• LBG uses 3 main banking licences - Lloyds (Lloyds TSB), TSB (Lloyds TSB Scotland) and Bank of Scotland. Lloyds Private and Scottish Widows have their own licences also.

• The author also seems to be confused between RBS and RBS group.

Here is a list of current licences

cepheus

Santander wrote back with this:

Thank you for your email.
I have reinstated this direct debit on your behalf.
Please note Lloyds bought Halifax over a while ago and any relationship you have with Halifax may show the Lloyds brand.
Please speak with Halifax and advise them that we have reinstated this to ensure payments can be requested correctly from this account.
When you cancel a direct debit from your online banking this will be removed from your view, we will be able to view these via our systems.

I called Halifax and they confirmed it was their card, but they were surprised at Halifax not being mentioned on the DD.

On another issue, Halifax call centre were unable to confirm if they reimburse most of the 3% transfer on this card, he just said that all the offers are different and the reimbursement is part of a promotion not available to his system. He said it should say on my on line banking account (it doesn't) or a branch should be able to confirm since they have information not available to a call centre!

It still says they do on the link in the OP which I probably used, but not in the T&C they sent me