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Who has been refunded by bank?

Can anyone who has won their claim against the bank tell me if they just refund charges or do they also refund interest on overdaft?

Comments

  • dunstonh
    dunstonh Posts: 121,297 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What do you mean by win a claim?

    Bank charge refunds are at the goodwill of the bank. You dont win these. They decide what or any you get back.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Atidi
    Atidi Posts: 943 Forumite
    andyscott wrote: »
    Can anyone who has won their claim against the bank tell me if they just refund charges or do they also refund interest on overdaft?

    You can only hope to reclaim bank charges.
    Interest on overdrafts is not reclaimable.

    See the MSE guide to reclaiming bank charges for a full explanation
    http://www.moneysavingexpert.com/reclaim/bank-charges


    If I misunderstrood you, and you mean interest on the bank charges, then the bank may refund this if they agree to refund the charges as described in the article.
    See the sticky thread on success and failures of reclaiming bank charges - some certainly have been given interest on the bank charges they have succussfully reclaimed :)
    https://forums.moneysavingexpert.com/discussion/2248309
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