Help on neogitating a settlement

Gaz_Lear

Im expecting directline to write off my car on monday, when everyone says never accept the first settlement figure ask for more, how do i know how much more i should ask for?

Ive checked autotrader ebay etc and my car would retail for about £3999 at a dealership and about £3000 private sale

has anyone any idea what sort of settlement i should aim at getting

these website seems to know everything about money and standing up for yourself so i thought someone in here might be able to help

thanks in advance

foxyuk

Gaz_Lear wrote: »

Im expecting directline to write off my car on monday, when everyone says never accept the first settlement figure ask for more, how do i know how much more i should ask for?

Ive checked autotrader ebay etc and my car would retail for about £3999 at a dealership and about £3000 private sale

has anyone any idea what sort of settlement i should aim at getting

these website seems to know everything about money and standing up for yourself so i thought someone in here might be able to help

thanks in advance

need to know the accident date....

make of car, model, number of doors, engine size, mileage, numbers of owners, history of service, any prev damage...

i will then give you the value based on what the insurance companies use

mattymoo

£3,000 private sale would be the figure the insurers should be working towards, less your policy excess.
Be aware that Autotrader ads are simply that, the car may have sold for less when the buyer turned up to do a bit of tyre kicking and negotiating.
You could try Parkers price guide (online) but beware the trade (motor trade and insurers) call it Hans Christian Anderson - suggesting its prices do not match the real world.
The trade swears by Glasses Guide and this is what Foxyuk has access to IIRC.