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It's been a long, hard slog...
Mupeteer
Posts: 955 Forumite
... but I've finally made it. As my signature says, I hit rock bottom in December 2008 but today, after nearly 5 years, I am debt free. I must admit that it doesn't feel quite like I thought it would (no fireworks, no champagne) but it does feel good. I can't say I'm looking forward to a few hard years with a crappy credit rating but at least I'm on the right track. It took a lot of belt tightening, getting rid of a leech of an ex and selling my flat but I did it. Phew!
:j:T:j:T:j
:j:T:j:T:j
Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on
:j NOW DEBT FREE!!!! :j
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Comments
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Well done Mupeteer! That is fantastic news!
:beer: :T :j :T :money:0 -
Many congratulations! :j:j:j:beer:0
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wow, well done, go and get yourself on the "debt free roll of honour"
:):) LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL0 -
Thanks for the post, :T, you've given me inspiration to know it does happen and there is an end in sight.
:beer:, you deserve many kudos.Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.0 -
Woop!!! :jCC [STRIKE]2771[/STRIKE] 14190
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Fantastic well done xxSave £12k in 2014 #080 £0/£8,000.
£2 savers club #53
£365 in 365 days # 101 £1/£365
Sugar free days 0/3650 -
Well done of becoming debt free and wishing you all the best for the future
Wisdom comes from experience. Experience is often a result of lack of wisdom.0 -
Well done!First DMP payment 10/06/13
Debt Free approx Jan 2018
Starting debt: £50,013 :eek::eek:
Current debt £39,128.41
:eek:0 -
Congratulations!! You've done incredibly to achieve this :beer: xxx2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0 -
... but I've finally made it. As my signature says, I hit rock bottom in December 2008 but today, after nearly 5 years, I am debt free. I must admit that it doesn't feel quite like I thought it would (no fireworks, no champagne) but it does feel good. I can't say I'm looking forward to a few hard years with a crappy credit rating but at least I'm on the right track. It took a lot of belt tightening, getting rid of a leech of an ex and selling my flat but I did it. Phew!
:j:T:j:T:j
Great stuff - I hit rock bottom in November 2011 when my ex left (I asked her to leave) at around £13k - now down to just under £6000! I know about the long hard slog believe me! She was a lot to blame for my/our situation - pressure from from a partner and even the best give in financially at times. But isnt it funny that as soon as she goes everything immediately gets better - there is no way I would have been down to this amount now if she was still here.
I have really tightened my belt, control it all financially now and its paying off plus still having some sort of a life too - not fantastic but it will do for now.
Minimum of 14 months to go but more likely 18 months/2 years circumstances permitting.
Good luck to all on this thread - it can be done!0
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