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How to get First Direct £125 switching bonus ?

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  • EarthBoy
    EarthBoy Posts: 3,210 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    iAMaLONDONER wrote: »
    Wouldn't it be a bit suspicious too? I mean opening a bank account and switching/closing it within a week?

    So what? It would just look like you've changed your mind.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    iAMaLONDONER wrote: »
    Wouldn't it be a bit suspicious too? I mean opening a bank account and switching/closing it within a week?

    I've closed an account within a week, stating that I changed my mind.

    For switching, a week might be too short, I'd probably leave it 10 - 14 days or so before switching.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    If you don't want to keep the joint account then the answer is to have it changed into your name only (which will need the agreement of the other person) and then you can use the FD switching process. Don't forget that whatever account you switch from will need to have at least two active DDs or SOs on it.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    agrinnall wrote: »
    Don't forget that whatever account you switch from will need to have at least two active DDs or SOs on it.
    It doesn't actually state this anywhere any longer. However, it would be a bit ridiculous to ask for the switcher service if there's literally nothing to switch.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    innovate wrote: »
    It doesn't actually state this anywhere any longer. However, it would be a bit ridiculous to ask for the switcher service if there's literally nothing to switch.
    If you don't want to go the route of DDs and/or SOs, then simply set up some bill payments...then there will be something to switch. :D
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    innovate wrote: »
    It doesn't actually state this anywhere any longer. However, it would be a bit ridiculous to ask for the switcher service if there's literally nothing to switch.

    OK, I hadn't looked, it was in place when I switched a month ago but that was when I could still use the old system.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    YorkshireBoy wrote: »
    If you don't want to go the route of DDs and/or SOs, then simply set up some bill payments...then there will be something to switch. :D

    Very good suggestion. Suits those who won't or can't have any DDs or SOs.
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