Is this a good deal

sugartree

Hi all,

Just wanted to find out if this a good deal. Getting a kitten in the next few weeks and wanted to be ready for all that is needed.

Is this a good deal or am I best paying as I go?

http://www.thevet.co.uk/pageview.php/page/hpcsignup/Pet+Healthcare+Plan.html

I also need to sort out insurance which is as little as 3 quid a month but only covers accidents. It's around 5 quid or more for illness as well, or is there a good deal that will include insurance and maintenance?

Thanks

sugartree

Their castration costs only 25 quid anyway and microchip 10 quid.

rising_from_the_ashes

Personally I'd go for something that's £99 for jabs & boosters (for life) if you can

I personally feel there's stuff in there you won't need

• Annual vaccination find out how much these are to see if it's worth it
  
• 12 months of Advocate flea and worm treatment per annum with the one below ....
  
• Two additional worm treatments per annum. I can't see anyone needing this much flea & wormer stuff in a year
  
• 2 free consultations (can be used for a routine health check or at time of illness) how much are these anyway
  
• 10% off neutering so saving £2.50
  
• 10% off dentals check insurance - many cover this IF you have your annual check done & it's unlikely that you'd need them for several years AND if you do end up having to pay for it (ie no insurance) is £30 or £40 going to make a huge difference to justify monthly cost for all those years
  
• 10% off selected long-term medications These would be covered by insurance if you have it & if you don't they can be bought for a fraction of the price online (with prescription if required) anyway
  
• Unlimited free nail clips I've never needed to get this done ....
  

I think there's too much stuff in these sorts of things that you'd either never use / use so infrequently it's not worth paying a monthly fee to cover them ..... see what stuff costs and then compare it

You'd be better sticking the £10 / month into a separate account & it's then there to cover the above when they're needed HTH

gettingready

9.99 per month is actually 119.88 per year and personally I would not pay it.

All listed you can get really cheap if you shop around and would not come to that per year.

BUT - the insurance... THAT I would not save on. Get the best insurance you possibly can. Ideally PetPlan if you can afford it, life time and the biggest cover you can.

Insurance is very important.

Do not be tempted by cheap quotes of unknown/bad reputation insurance companies or you may end up with any possible claims not being covered at all.