Holiday insurance quote cheaper for multi trip annual than single trip? Why?

ajw1100

I have been looking for travel insurance for Europe and came across Leisure Guard, the cost for my wife and I (60 & 65) was £70 which I thought was pretty good with a 4 Star Defaqto rating.

I then tried a World Wide inc USA which again seemed good value, but being a tight watsit I dug a bit deeper and found a website: https://www.seniorsdiscounts.co.uk

On there I found a discount code to get 10% off the LG quote so ended up with a price of £69.75 for us both for their Premium Worldwide Cover incl USA.

Does seem to be remarkably good value, which makes me wonder if its too good :undecided

I have downloaded and printed off the Policy so will read as soon as I can.

Anyone had first hand dealings with them?

Thanks
Alan.

photome

ajw1100 wrote: »

I have been looking for travel insurance for Europe and came across Leisure Guard, the cost for my wife and I (60 & 65) was £70 which I thought was pretty good with a 4 Star Defaqto rating.

I then tried a World Wide inc USA which again seemed good value, but being a tight watsit I dug a bit deeper and found a website: www.seniorsdiscounts.co.uk

On there I found a discount code to get 10% off the LG quote so ended up with a price of £69.75 for us both for their Premium Worldwide Cover incl USA.



Does seem to be remarkably good value, which makes me wonder if its too good :undecided

I have downloaded and printed off the Policy so will read as soon as I can.

Anyone had first hand dealings with them?

Thanks
Alan.

On the face of it that looks a great price, did you have any pre existing conditions to cover or exclude

ajw1100

Checking through the policy the only thing I need to confirm is an exclusion of 'Heightened Cholesterol' my levels are now normal by taking Sim' tablets so just wish to clarify that point with LG.