Advice please - adding learner to my car insurance

GAILEY

Could I ask your advice/experiences please?

I have a 10 year old estate car. I have been driving over 30 years and have 10+ years ncd. I no longer do a high milegae and have no convictions. My current car insurance was I think about £140 3rd party.

My daughter got her provisional on her 17th and is learning to drive:j...but I now have the dilema of whether to put her on my insurance and if so when to do that.

I rang my insurers and asked them for a quote today. They quoted £1232 with £1000 excess:eek:

There is no desperate need for her to be on the policy straight away, although it would obviously help if we could practice, and we live in a rural area and she's at college over an hour away so occasionally it would be nice to let her drive back for practice or let her use the car when she's passed. I don't remember it being such a huge leap when I learnt to drive and was always borrowing my parents cars...but I suppose things have moved on..

Now to my questions;

Is the quote I got about average? Does it accord with other parents experience?
What age should she really be put on the insurance to start getting herself on the system and thus reducing future premiums?
Is there a real difference if I wait until she's passed?
Is there a real difference if I put her one one of these advanced driving courses ....once she's passed the first one obviously:rotfl:

Thank you in advance parents everywhere !!!!!!!:A

Quentin

When she passes expect the premium to rise some more!

forgotmyname

Insurance for younger drivers is very high. Advanced driver course may help gain confidence and offer motorway lessons. But when i passed my test the instructor said go and get a car and learn to driver properly.

Nothing better than proper experience.

catwoman150

Your daugther could get her own insurance on your car, as a learner driver. That way she could build her own NCB up.

forgotmyname

The cheaper learner policies end when they pass their test. So unless they take a full 12 months or longer to pass there wont be any no claims earned on one of those.

Also some insurers seem to have trouble recognising insurance earned before passing their test.

So it may entail a lot of phone calls to get it accepted. Not sure if there is a list of companies that will anywhere?